Gilpin County property record for 232 Elk Pl, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,187 sqft · built 1965 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jan 2021) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-362-02-034 |
| Primary APN | 1709-362-02-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,187 sqft Heated Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,157 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R003764 |
|---|---|
| Street Address | 232 ELK PL |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 36 T: 2S R: 73W SUBD: LAKE VIEW LOT: 015 & IMPS |
| Legal Range | 73W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Subdivision | LAKE VIEW |
| Legal Lot Number | 15 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 13801 |
Source: Gilpin County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 ELK PL, BLACK HAWK, CO 80422-4157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Warranty Deed, Transfer · VA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| May 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on File |
| Deed Sale | Jan 20, 2021 · Amount on File |
| Prior Sale | Aug 1, 2014 · Amount on File |
| Deed Document Number | 2021168224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jan 20, 2021 |
| Property Address | 232 ELK PL, BLACK HAWK, CO 80422-4157 |
| Document Number | 0000168224 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 168224 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 ELK PL, BLACK HAWK, CO 80422-4157 |
| Document Number | 0000168225 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 168225 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 232 ELK PL, BLACK HAWK, CO 80422-4157 |
| Document Number | 0000159038 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 232 ELK PL BLACK HAWK CO 804224157, BLACK HAWK, CO 80422-4157 |
| Document Number | 0000159038 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 159038 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 (+12.92%) | $35,640 (+5.07%) Land $2,500 Building $33,140 | $570,200 (+12.62%) Land $40,000 Building $530,200 |
| 2024 | $952.00 (+1.28%) | $33,920 (-) Land $2,420 Building $31,500 | $506,290 (-) Land $36,080 Building $470,210 |
| 2023 | $940.00 (+12.98%) | $33,920 (+25.82%) Land $2,420 Building $31,500 | $506,290 (+30.53%) Land $36,080 Building $470,210 |
| 2022 | $832.00 | $26,960 Land $2,500 Building $24,460 | $387,880 Land $36,000 Building $351,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 65% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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