232 Elgin St, Houma, LA 70360 Property Records

Terrebonne Parish property record for 232 Elgin St, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 1994
Lot Size	0.165 acres (7,201 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2019)
Tax Bill	$708 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4854`

Property Details

APN / Parcel Number

Primary APN	`4854`

Interior

Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,201 sqft (0.165 acres)
Garage Type	Mixed
Garage Area	720 sqft

Location & Zoning

Street Address	232 ELGIN ST
City	HOUMA
State	LA
Zip	70360-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 2 B & D SUBD.
Legal Range	17E
Legal Township	16S
Legal Section	09
Legal Subdivision	B & D SUBD
Legal Block	2
Legal Lot Number	5
Jurisdiction	TERREBONNE LA
Township / Civil Division	3
Census Block Group	2
Census Block	2006
Census Tract	201

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 ELGIN ST, HOUMA, LA 70360-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed, Transfer · Stand-Alone First Mortgage AMERICAN SOUTH FINANCIAL SERVICES
Oct 12, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Book / Page	2588 / 662
Prior Transfer Date	Mar 6, 2014
Prior Transfer Doc	002368/442
Record Updated	Jun 8, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Oct 18, 2019
Property Address	232 ELGIN ST, HOUMA, LA 70360-1733
Document Number	002588/662
Book / Page	2588 / 662
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003106186
Date	Oct 18, 2019
Instrument	3106/186

Lender

Name	AMERICAN SOUTH FINANCIAL SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Oct 12, 2018
Property Address	232 ELGIN ST, HOUMA, LA 70360-1733
Document Number	0002553/70
Book / Page	2553 / 70
Instrument Date	Sep 19, 2018
Instrument	000001568676
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHURCH ST, LOCKPORT, LA 70374-2921

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00 (-5.09%)	$14,880 (-) Land $1,400 Building $13,480	$148,800 (-) Land $14,000 Building $134,800
2024	$746.00 (+17.85%) Homeowner's exemption	$14,880 (+5.01%) Land $1,400 Building $13,480	$148,800 (+5.01%) Land $14,000 Building $134,800
2023	$633.00 (-1.4%) Homeowner's exemption	$14,170 (-) Land $1,330 Building $12,840	$141,700 (-) Land $13,300 Building $128,400
2022	$642.00 Homeowner's exemption	$14,170 Land $1,330 Building $12,840	$141,700 Land $13,300 Building $128,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	21 (1991–2026)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

Nearby Properties on Elgin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures