232 Edgewood Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 232 Edgewood Rd, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,588 sqft · built 1926
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Jun 2021)
Tax Bill$2,805 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN027-40-02-015.00

Property Details

APN / Parcel Number

Primary APN027-40-02-015.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,588 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address232 EDGEWOOD RD
CityFT MITCHELL
StateKY
Zip41011-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFT MITCHELL LOTS 4-5
Legal SubdivisionFT MITCHELL
Legal Lot Number4-5
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2018
Census Tract64800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Fort Mitchell Historic District
listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

232 Edgewood Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address232 EDGEWOOD RD, FT MITCHELL, KY 41011-2619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jun 30, 2021Warranty Deed, Transfer
PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on File
Deed SaleJun 30, 2021 · Amount on File
Deed Document Number20215900154
Deed Book / Page101 / 146
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address232 EDGEWOOD RD, FT MITCHELL, KY 41011-2619
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900168
DateJul 2, 2021
Book Page238/174
Instrument21070205900168
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 30, 2021
Property Address232 EDGEWOOD RD, FT MITCHELL, KY 41011-2619
Document Number0005900154
Book / Page101 / 146
Map ReferenceMB 121 PG 641
Instrument DateJun 21, 2021
Instrument21063005900154
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 EDGEWOOD RD, 232, FT MITCHELL, KY 41011-2619

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address232 EDGEWOOD RD, FT MITCHELL, KY 41011-2619

Tax Assessment & Valuation

The 2025 property tax bill for 232 Edgewood Rd was $2,805.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,000 (-) Land $120,000 Building $630,000$750,000 (-) Land $120,000 Building $630,000
2025$2,805.00$750,000 Land $120,000 Building $630,000$750,000 Land $120,000 Building $630,000
2023$3,052.00$750,000 Land $120,000 Building $630,000$750,000 Land $120,000 Building $630,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Edgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Edgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Edgewood Rd

Nearby Streets

Search Property Records by Address or Parcel Number