Jefferson County property record for 232 Earle Rd, Charles Town, WV 25414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,920 sqft · built 2022 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jun 2020) |
| Tax Bill | $3,019 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-2-0002.0010 |
| Primary APN | 06-2-0002.0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,920 sqft Living Area |
| 1st Floor Area | 3,240 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Family Room | Family Room |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 232 EARLE RD |
|---|---|
| City | CHARLES TOWN |
| State | WV |
| Zip | 25414-5196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #1C (3 AC) GRAINLANDS |
| Legal Subdivision | GARLANDS FARM |
| Legal Lot Number | 1C |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 972501 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 EARLE RD, CHARLES TOWN, WV 25414-5196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit THE BANK OF ROMNEY |
| Dec 23, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 29, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Prior Sale | Oct 13, 2015 · Amount on Record |
| Deed Document Number | 20206921 |
| Deed Book / Page | 1241 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 232 EARLE RD, CHARLES TOWN, WV 25414-5196 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 191 DUNLAP DR, CHARLES TOWN, WV 25414-6509 |
| Document Number | 002470/614 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 2470/614 |
| Instrument | 202200010076 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 232 EARLE RD, CHARLES TOWN, WV 25414-5196 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 191 DUNLAP DR, CHARLES TOWN, WV 25414-6509 |
| Document Number | 002422/453 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 2422/453 |
| Instrument | 202100018888 |
| Name | THE BANK OF ROMNEY |
|---|---|
| Type | Bank |
| Address | ROMNEY, WV 26757 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 23, 2025 |
| Property Address | 232 EARLE RD, CHARLES TOWN, WV 25414-5196 |
| Document Number | 000043/368 |
| Book / Page | 43 / 368 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 202500016808 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 EARLE RD, CHARLES TOWN, WV 25414-5196 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Sep 29, 2021 |
| Property Address | 232 EARLE RD, CHARLES TOWN, WV 25414-5196 |
| Document Number | 001269/217 |
| Book / Page | 1269 / 217 |
| Map Reference | MB 471 PG 535 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202100016252 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $661.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,019.00 (+2.2%) | $261,800 (+2.95%) Land $80,500 Building $181,300 | $436,333 (+2.98%) Land $134,167 Building $302,167 |
| 2025 | $2,954.00 (+30.59%) | $254,300 (+31.29%) Land $73,000 Building $181,300 | $423,700 (+31.22%) Land $121,600 Building $302,100 |
| 2023 | $2,262.00 | $193,700 Land $70,700 Building $123,000 | $322,900 Land $117,900 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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