232 E Washington St, Winchester, IN 47394 Property Records

Randolph County property record for 232 E Washington St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,370 sqft · built 1960
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Last Sale	$113,050 (Nov 2025)
Tax Bill	$810 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`021-01219-00`

Property Details

APN / Parcel Number

Primary APN	`021-01219-00`
Alternative APNs	`68-09-20-181-161.000-021` `00000017967`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000017967
Street Address	232 E WASHINGTON ST
City	WINCHESTER
State	IN
Zip	47394-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT OUT LOT 2 E FT
Legal Lot Number	2
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2037
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

232 E Washington St is owned and occupied by an individual who bought it in November 2025.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	232 E WASHINGTON ST, WINCHESTER, IN 47394-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK OF BERNE
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Nov 9, 2015
Deed Document Number	20253836
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Nov 13, 2025
Property Address	232 E WASHINGTON ST, WINCHESTER, IN 47394-1804
Document Number	0020253836
Instrument Date	Nov 10, 2025
Instrument	20253836
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E WASHINGTON ST, WINCHESTER, IN 47394-1804

Mortgage

Document Number	0020253837
Date	Nov 13, 2025
Instrument	20253837

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 10, 2030
Change Frequency	5 Years
Max Rate At Change	11.6%
Index	5-Year CMT

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Sep 29, 2021
Property Address	232 E WASHINGTON ST, WINCHESTER, IN 47394-1804
Document Number	0020214716
Instrument Date	Sep 22, 2021
Instrument	20214716
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 E WASHINGTON ST, WINCHESTER, IN 47394-1804

Mortgage

Document Number	0020214717
Date	Sep 29, 2021
Instrument	20214717

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 232 E Washington St was $810 with a homeowner's exemption, up 17.9% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00 (+17.9%) Homeowner's exemption	$90,100 (+30.96%) Land $3,000 Building $87,100	$90,100 (+30.96%) Land $3,000 Building $87,100
2024	$687.00 Homeowner's exemption	$68,800 (-) Land $8,100 Building $60,700	$68,800 (-) Land $8,100 Building $60,700
2023		$68,800 (+2.69%) Land $8,100 Building $60,700	$68,800 (+2.69%) Land $8,100 Building $60,700
2022	$593.00	$67,000 Land $8,100 Building $58,900	$67,000 Land $8,100 Building $58,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 E Washington St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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