232 E South St, Elmhurst, IL 60126 Property Records

DuPage County property record for 232 E South St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 4,486 sqft · built 2012
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$1,180,000 (Apr 2020)
Tax Bill	$28,668 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-118-017`

Property Details

APN / Parcel Number

Primary APN	`06-12-118-017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,486 sqft Living Area
Gross Area	6,335 sqft
1st Floor Area	1,849 sqft
2nd Floor Area	2,131 sqft
Basement Area	1,849 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	35.5 ft deep x 5 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	232 E SOUTH ST
City	ELMHURST
State	IL
Zip	60126-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHERRY FARM ADD W 1/2 /EX W 50 FT/ & /EX E 50 FT/
Legal Subdivision	CHERRY FARM ADD
Legal Block	13
Legal Lot Number	3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3019
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 E SOUTH ST, ELMHURST, IL 60126-4024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Apr 9, 2018	Deed of Trust, Mortgage THIRD FED'L S&L ASSN
Feb 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	202035736
Prior Transfer Date	Mar 17, 2018
Prior Transfer Doc	0000023694
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	232 E SOUTH ST, ELMHURST, IL 60126-4024
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161453
Date	Dec 30, 2020
Instrument	R2020-161453

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 13, 2020
Property Address	232 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000035736
Instrument Date	Mar 10, 2020
Instrument	R2020-035736
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035737
Date	Apr 13, 2020
Instrument	R2020-035737

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	232 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000049855
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000049855
Date	Jun 5, 2018
Instrument	49855

Lender

Name	THIRD FED'L S&L ASSN
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.65%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 15, 2018
Property Address	232 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000014099
Instrument Date	Feb 14, 2018
Instrument	14099
Transaction Type	Transfer
Record Updated	Feb 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	232 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,668.00 (+16.34%)	$503,346 (+22.06%) Land $190,963 Building $312,383	$1,510,038 (+22.06%) Land $572,889 Building $937,149
2022	$24,642.00 Homeowner's exemption	$412,390 Land $157,370 Building $255,020	$1,237,170 Land $472,110 Building $765,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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