232 E Smithfield St, Bradford, OH 45308 Property Records

Miami County property record for 232 E Smithfield St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1920
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (May 2025)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H18-001650`

Property Details

APN / Parcel Number

Primary APN	`H18-001650`
Alternative APNs	`090422.3-03-008-00` `H18BF013 00800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	2,008 sqft
Upper Floors Area	460 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	45 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	232 E SMITHFIELD ST
City	BRADFORD
State	OH
Zip	45308-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 163 55 1/2
Legal Subdivision	C C AND I C RAILROAD ADDITION
Legal Lot Number	163
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2015
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 E SMITHFIELD ST, BRADFORD, OH 45308-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	20255749
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 19, 2020
Property Address	232 E SMITHFIELD ST, BRADFORD, OH 45308-1342
Document Number	0000017393
Instrument Date	Nov 13, 2020
Instrument	2020OR-17393
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E SMITHFIELD ST, BRADFORD, OH 45308-1342
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017394
Date	Nov 19, 2020
Instrument	2020OR-17394

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (+9.83%) Homeowner's exemption	$43,050 (+34.11%) Land $2,870 Building $40,180	$123,000 (+34.13%) Land $8,200 Building $114,800
2024	$1,241.00 (+1.8%) Homeowner's exemption	$32,100 (-) Land $3,080 Building $29,020
2023	$1,219.00 (-4.77%) Homeowner's exemption	$32,100 (-) Land $3,080 Building $29,020	$91,700 (-) Land $8,800 Building $82,900
2022	$1,280.00 Homeowner's exemption	$32,100 Land $3,080 Building $29,020	$91,700 Land $8,800 Building $82,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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