232 E North St, Oakdale, CA 95361 Property Records

Stanislaus County property record for 232 E North St, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1988
Lot Size	0.178 acres (7,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2014)
Tax Bill	$2,975 (2026)
Deeds & Mortgages	Dec 2021 Construction Loan Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-001-060-000`

Property Details

APN / Parcel Number

Primary APN	`130-001-060-000`
Alternative APNs	`1300160000` `1300160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	7,755 sqft (0.178 acres)
View / Lot	Canal
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	232 E NORTH ST
City	OAKDALE
State	CA
Zip	95361-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE LOT 1 BLOCK 222
Legal Subdivision	CITY/OAKDALE
Legal Block	2
Legal Lot Number	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2006
Census Tract	201

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 E NORTH ST, OAKDALE, CA 95361-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	201449528
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	232 E NORTH ST, OAKDALE, CA 95361-2538
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E NORTH ST, OAKDALE, CA 95361-2538

Mortgage

Document Number	0000117682
Date	Dec 17, 2021
Instrument	2021-0117682

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	232 E NORTH ST, OAKDALE, CA 95361-2538
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E NORTH ST, OAKDALE, CA 95361-2538

Mortgage

Document Number	0000009662
Date	Jan 29, 2021
Instrument	2021-0009662

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	232 E NORTH ST, OAKDALE, CA 95361-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089025
Date	Dec 17, 2019
Instrument	2019-0089025

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,975.00 (+1.19%) Homeowner's exemption	$275,814 (+2%) Land $79,678 Building $196,136
2025	$2,940.00 (+7.85%) Homeowner's exemption	$270,407 (+4.04%) Land $78,116 Building $192,291
2023	$2,726.00 (+1.79%) Homeowner's exemption	$259,909 Land $75,084 Building $184,825
2022	$2,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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