232 E Niagara Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 232 E Niagara Ave, Elmhurst, IL 60126 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3,853 sqft · built 2007
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (May 2001)
Tax Bill	$20,711 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-309-002`

Property Details

APN / Parcel Number

Primary APN	`06-12-309-002`

Interior

Stories	2 Stories
Building Area	3,853 sqft Living Area
Gross Area	5,771 sqft
1st Floor Area	1,918 sqft
2nd Floor Area	1,935 sqft
Basement Area	1,918 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	13.2 ft deep x 6 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	232 E NIAGARA AVE
City	ELMHURST
State	IL
Zip	60126-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS TUXEDO PK
Legal Subdivision	COLLINS TUXEDO PK
Legal Lot Number	85
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2006
Census Tract	844002

Owner

Source: DuPage County records · APN 06-12-309-002

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 E NIAGARA AVE, ELMHURST, IL 60126-4060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2001 · Amount on Record
Deed Sale	May 10, 2001 · Amount on Record
Prior Sale	May 04, 2001 · Amount on Record
Deed Document Number	200188393
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	232 E NIAGARA AVE, ELMHURST, IL 60126-4060
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114834
Date	Oct 07, 2020
Instrument	R2020-114834

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,711.00 (+10.9%)	$365,855 (+16.52%) Land $100,322 Building $265,533	$1,097,565 (+16.52%) Land $300,966 Building $796,599
2022	$18,675.00 Homeowner's exemption	$313,990 Land $82,680 Building $231,310	$941,970 Land $248,040 Building $693,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438440022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2013, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.