Lexington-Fayette Urban County property record for 232 E Main St, Lexington, KY 40507
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 10,050 sqft · built 1949 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,023 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| APN | 14425300 |
| Primary APN | 14425300 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 10,050 sqft Total Area |
| Basement Area | 8,050 sqft |
| Finished Basement | 8,050 sqft |
| Elevator | Elevator |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Width | 50 ft Width |
| Cooling System | Window A/C |
|---|
| Street Address | 232 E MAIN ST |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40507-1310 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-2 |
| Legal Description | A-797 LEX U R C D A LOT; BOOK: 2062 PAGE: 197 |
| Legal Subdivision | LEX U R C D A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 101 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 232 E MAIN ST, LEXINGTON, KY 40507-1310 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Aug 31, 2026 |
| Property Address | 232 E MAIN ST, LEXINGTON, KY 40507-1310 |
| Document Number | 1128000430 |
| Book / Page | 11285 / 430 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2125 WINNING COLORS LN, LEXINGTON, KY 40509-9701 |
| Document Number | 1128000430, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 11285/430 |
| Name | WHITAKER BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,023.00 (+1.88%) | $875,000 (-) | $875,000 (-) |
| 2025 | $10,820.00 (-26.78%) | $875,000 (-26.78%) | $875,000 (-26.78%) |
| 2023 | $14,778.00 | $1,195,100 | $1,195,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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