Franklin County and Chateaugay Town property record for 232 E Main St, Chateaugay, NY 12920 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1926 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2025) |
| Tax Bill | $3,261.00 (2025) |
| Primary APN | 1-081-08.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,040 sqft Living Area |
| 1st Floor | 1,020 sqft 1st Floor |
| 2nd Floor | 1,020 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 488 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1-081-08.00 |
|---|---|
| Street Address | 232 E MAIN ST |
| City | CHATEAUGAY |
| State | NY |
| Zip | 12920-3121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STREET LAFLESH WALTON JARVIS |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | FRANKLIN NY |
| Minor Civil Division | CHATEAUGAY |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 952000 |
Source: Franklin County and Chateaugay Town records · APN 1-081-08.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 E MAIN ST, CHATEAUGAY, NY 12920-3121 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Dec 20, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 28, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on Record |
| Deed Sale | Feb 20, 2025 · Amount on Record |
| Prior Sale | Apr 28, 2021 |
| Deed Doc Number | 20252137 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 232 E MAIN ST, CHATEAUGAY, NY 12920-3121 |
| Document Number | 0000003021 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20263021 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 232 E MAIN ST, CHATEAUGAY, NY 12920-3121 |
| Document Number | 0000003021, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20263021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 232 E MAIN ST, CHATEAUGAY, NY 12920-3121 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000006137 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023-6137 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Apr 28, 2021 |
| Property Address | 232 E MAIN ST, CHATEAUGAY, NY 12920-3121 |
| Document Number | 20212137 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021-2137 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 DUPUIS RD, ELLENBURG CENTER, NY 12934-7703 |
| Document Number | 20212138 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-2138 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 232 E MAIN ST, CHATEAUGAY, NY 12920-3121 |
| Document Number | 0000006059 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 232 E MAIN ST CHATEAUGAY NY 129203121, CHATEAUGAY, NY 12920-3121 |
| Document Number | 0000006059 |
|---|---|
| Date | Dec 24, 2018 |
| Instrument | 6059 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 23, 2033 |
Source: Franklin County and Chateaugay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Chateaugay Town |
| Municipality | Chateaugay Village |
| Unified School District | Chateaugay Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,261.00 | $154,200 (+7.98%) Land $5,400 Building $148,800 | $159,380 (+11.61%) Land $5,581 Building $153,799 |
| 2023 | $142,800 Land $5,400 Building $137,400 | $142,800 Land $5,400 Building $137,400 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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