232 E Locust St, Unit A, Ontario, CA 91761 Property Records

San Bernardino County property record for 232 E Locust St, Unit A, Ontario, CA 91761 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 1945
Lot Size	0.319 acres (13,885 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Nov 2021)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1050-262-15-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-262-15-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	1,700 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,885 sqft (0.319 acres)
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Patio/Porch
Porch Area	582 sqft
Patio Area	582 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 E LOCUST ST, A
City	ONTARIO
State	CA
Zip	91761-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2733 VICTORY GARDENS E 1/2 LOT 12 BLK B AND W 7.23 FT LOT 13 BLK B
Legal Subdivision	VICTORY GARDENS
Legal Tract	2733
Legal Block	B
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	1812

Owner

Source: San Bernardino County records · APN 1050-262-15-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 E LOCUST ST, ONTARIO, CA 91761-4297
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 02, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 14, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Apr 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2021 · Amount on Record
Deed Sale	Nov 03, 2021 · Amount on Record
Deed Document Number	2021496705
Prior Transfer Date	Apr 07, 2017
Prior Transfer Doc	0000155549
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 03, 2021
Property Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Document Number	0000496705
Map Reference	MB 38 PG 29&30
Instrument Date	Sep 20, 2021
Instrument	2021-0496705
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Investor	Possibly a Property Investor

Mortgage

Document Number	0000496706
Date	Nov 03, 2021
Instrument	2021-0496706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113785
Date	Apr 02, 2018
Instrument	2018-0113785

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115200
Date	Apr 12, 2019
Instrument	2019-0115200

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Apr 13, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.46%
Type Change Date	May 01, 2020
Change Frequency	Annually
Index	1-Year LIBOR

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Document Number	0000115201
Instrument Date	Apr 08, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E LOCUST ST ONTARIO CA 917614211, ONTARIO, CA 91761-4211

Mortgage

Document Number	0000115201
Date	Apr 12, 2019
Instrument	115201

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Apr 11, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.46%

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 14, 2017
Property Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Document Number	0000155548
Instrument Date	Apr 10, 2017
Instrument	155548
Transaction Type	Transfer
Record Updated	May 02, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E LOCUST ST ONTARIO CA 917614211, ONTARIO, CA 91761-4211

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 14, 2017
Property Address	232 E LOCUST ST, ONTARIO, CA 91761-4211
Document Number	0000155549
Map Reference	MB38 PG29&30
Instrument Date	Apr 07, 2017
Instrument	2017-0155549
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E LOCUST ST, ONTARIO, CA 91761-4211

Mortgage

Document Number	0000155550
Date	Apr 14, 2017
Instrument	2017-0155550

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$723,689 (+18.16%) Land $200,250 Building $523,439
2025	$6,727.00 (+14.6%) Homeowner's exemption	$612,440 (+13.29%) Land $196,323 Building $416,117
2023	$5,870.00 (+1.35%) Homeowner's exemption	$540,600 Land $188,700 Building $351,900
2022	$5,792.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 485 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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