232 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 232 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,470 sqft Total Area
Lot Size3,750 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$70,000 (2019)
Tax Bill$668.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-003950
Alternative APNs
  • 4003950
  • 003950

Interior

Full Baths2 Baths
Building Area1,470 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAsbestos Exterior
Roof MaterialMetal Roof
Lot Area3,750 sqft (0.086 acres)
Depth X Width125 ft x 30 ft Depth x Width
Deck Area110 sqft Deck
Porch Area144 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Account Number003950
Street Address232 E ELDER ST
CityCUMBERLAND
StateMD
Zip21502-4710
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description232 ELDER ST LOT 141 30X125 HUMBIRD ADDN
Legal SubdivisionHUMBIRD ADD
Legal Lot Number141
JurisdictionALLEGANY MD
Minor Civil Division4, CUMBERLAND
Census Blockgroup1
Census Block1084
Census Tract800

Owner

Source: Allegany County records · APN 04-003950

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 E ELDER ST, CUMBERLAND, MD 21502-4710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Intrafamily Transfer, Transfer
May 23, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2019 · Amount on Record
Deed SaleMay 23, 2019 · Amount on Record
Prior SaleSep 24, 2004 · Amount on Record
Deed Book / Page2467 / 135
Last Transfer DateNov 03, 2021
Transfer Doc002729-0444
Record RefreshedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGANY MD
Recording DateDec 01, 2021
Property Address232 E ELDER ST, CUMBERLAND, MD 21502-4710
Document Number002729-0444
Book / Page2729 / 444
Map ReferenceLB 1 FO 8
Instrument DateNov 03, 2021
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 E ELDER ST, CUMBERLAND, MD 21502-4710

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateMay 23, 2019
Property Address232 E ELDER ST, CUMBERLAND, MD 21502-4710
Document Number0024670135
Book / Page002467 / 000135
Instrument DateApr 29, 2019
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address232 E ELDER ST CUMBERLAND MD 215024710, CUMBERLAND, MD 21502-4710

Mortgage

Document Number24670143
DateMay 23, 2019
Book Page002467/000143
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 22, 2049

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$78,800 (+8.09%) Land $7,500 Building $71,300$78,800 (-) Land $7,500 Building $71,300
2025$668.00 (+17.61%)$72,900 (+19.31%)$78,800 (+28.97%) Land $7,500 Building $71,300
2023$568.00$61,100 Land $7,500 Building $53,600$61,100 Land $7,500 Building $53,600

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