Charlestown Town property record for 232 E Beach Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 896 sqft · built 1958 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,765 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Apr 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-0546-25 |
| Primary APN | 19-0546-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19-0546-25 |
|---|---|
| Street Address | 232 E BEACH RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Lot Number | 526 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 TWO STONE DR, WETHERSFIELD, CT 06109-4167 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 25, 2018 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO |
| Apr 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 232 E BEACH RD, CHARLESTOWN, RI 02813-1606 |
| Document Number | 439-350 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 71 COPPERMILL RD CHARLESTOWN RI 02813, CHARLESTOWN, RI 02813 |
| Document Number | 439-350 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 000439/000350 |
| Instrument | 1586 |
| Name | WASHINGTON TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Apr 9, 2018 |
| Property Address | 232 E BEACH RD, CHARLESTOWN, RI 02813-1606 |
| Document Number | 435-768 |
| Book / Page | 000435 / 000768 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 632 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 COPPERMILL RD WETHERSFIELD CT 061094009, WETHERSFIELD, CT 06109-4009 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,765.00 (+3.29%) | $466,300 (-) Land $330,300 Building $136,000 | $699,172 |
| 2023 | $2,677.00 | $466,300 Land $330,300 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 15 (1998–2021) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUONOCHONTAUG EAST BEACH WATER ASSOCIATI private · serves 300 people · EPA ID RI1647511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.74 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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