232 E 7th St, Frederick, MD 21701 Property Records

Frederick County property record for 232 E 7th St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2016
Square Footage	2,508 sqft Living Area
Lot Size	5,309 sqft (0.122 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2020)
Tax Bill	$8,969.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-263947`
Alternative APN	`263947`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,508 sqft Living Area
Gross Area	2,660 sqft Gross Area
1st Floor	836 sqft 1st Floor
Basement Area	836 sqft Basement
Finished Basement	836 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding Exterior
Roof Material	Metal Roof
Lot Area	5,309 sqft (0.122 acres)
Patio Area	152 sqft Patio
Porch	Open Porch
Porch Area	247 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	263947
Street Address	232 E 7TH ST
City	FREDERICK
State	MD
Zip	21701-5228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REMAINDER LOT 31 5,309 SQ FT E SEVENTH ST
Legal Lot Number	31
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2000
Census Tract	750100

Owner

Source: Frederick County records · APN 02-263947

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 E 7TH ST, FREDERICK, MD 21701-5228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Sep 13, 2016 · Amount on Record
Deed Book / Page	14125 / 341
Transfer Doc	0068970148
Record Refreshed	Jun 08, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 29, 2020
Property Address	232 E 7TH ST, FREDERICK, MD 21701-5228
Document Number	0141250341
Book / Page	14125 / 341
Instrument Date	Sep 02, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	232 E 7TH ST, FREDERICK, MD 21701-5228

Mortgage

Document Number	14125349
Date	Sep 29, 2020
Instrument	14125/349

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$524,200 (+17.82%) Land $124,500 Building $399,700	$524,200 (-) Land $124,500 Building $399,700
2024	$8,969.00 (+10.92%)
2023	$8,086.00	$444,933	$524,200 Land $124,500 Building $399,700

Flood & Wildfire

232 E 7th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.