232 E 5th St, Ottumwa, IA 52501 Property Records

Wapello County property record for 232 E 5th St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,924 sqft · built 1857
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2019)
Tax Bill	$3,174 (2026)
Deeds & Mortgages	Jan 2020 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007411240032000`

Property Details

APN / Parcel Number

Primary APN	`007411240032000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
1st Floor Area	1,309 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	232 E 5TH ST
City	OTTUMWA
State	IA
Zip	52501-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTUMWA ORIGINAL LOT 66 BLK 2 (SEE # 124-0031) (232 E 5TH)
Legal Subdivision	OTTUMWA ORIG
Legal Block	2
Legal Lot Number	66
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1007
Census Tract	960500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fifth Street Bluff Historic District listed 1998 · 43 contributing resources · NRIS 97001606

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	232 E 5TH ST, OTTUMWA, IA 52501-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY 1ST CREDIT UNION
Jan 11, 2019	Warranty Deed, Transfer · Balloon Mortgage FIRST IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	2019133
Deed Book / Page	2019 / 133
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	232 E 5TH ST, OTTUMWA, IA 52501-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/218
Date	Jan 17, 2020
Book Page	2020/218
Instrument	218

Lender

Name	COMMUNITY 1ST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Jan 11, 2019
Property Address	232 E 5TH ST, OTTUMWA, IA 52501-2626
Document Number	2019/133
Book / Page	2019 / 133
Instrument Date	Jan 7, 2019
Instrument	2019-0133
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 5TH ST, OTTUMWA, IA 52501-2626

Mortgage

Document Number	002019/134
Date	Jan 11, 2019
Book Page	2019/134
Instrument	134

Lender

Name	FIRST IOWA STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,174.00 (-21.08%)	$169,810 (-) Land $12,590 Building $157,220	$169,810 (-) Land $12,590 Building $157,220
2025		$169,810 (-13.23%) Land $12,590 Building $157,220	$169,810 (-13.23%) Land $12,590 Building $157,220
2024	$4,022.00 (+9.71%)
2023		$195,710 (+27.56%) Land $12,590 Building $183,120	$195,710 (+27.56%) Land $12,590 Building $183,120
2022	$3,666.00	$153,430 Land $12,590 Building $140,840
2021			$153,430 Land $12,590 Building $140,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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