San Bernardino County property record for 232 E 49th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,098 sqft · built 1952 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jan 2016) |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0154-121-14-0000 |
| Primary APN | 0154-121-14-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 75 sqft |
| Patio Area | 75 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 232 E 49TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR NO 1834 SAN BERNARD1NO HE1GHTS LOT 18 BLK 22 |
| Legal Subdivision | SAN BERNARDINO HEIGHTS |
| Legal Tract | 1834 |
| Legal Block | 22 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4505 |
232 E 49th St is owned and occupied by an individual who bought it in January 2016.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 E 49TH ST, SAN BERNARDINO, CA 92404-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2016 · Amount on File |
| Deed Sale | Jan 27, 2016 · Amount on File |
| Prior Sale | May 21, 2013 · Amount on File |
| Deed Document Number | 201631597 |
| Prior Transfer Date | Jan 21, 2016 |
| Prior Transfer Doc | 0000031598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 232 E 49TH ST, SAN BERNARDINO, CA 92404-1104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 E 49TH ST, SAN BERNARDINO, CA 92404-1104 |
| Document Number | 0000313727 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-0313727 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 232 E 49TH ST, SAN BERNARDINO, CA 92404-1104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE IE |
| Name | Verified Name |
|---|
| Document Number | 0000280849 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020-0280849 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
The 2025 property tax bill for 232 E 49th St was $3,274.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $253,569 (+2%) Land $76,071 Building $177,498 | |
| 2025 | $3,274.00 | $248,597 Land $74,579 Building $174,018 |
| 2023 | $3,126.00 (-0.13%) | $238,944 Land $71,683 Building $167,261 |
| 2022 | $3,130.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 232 E 49th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 E 49th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GeoLinks, T-Mobile, Verizon.
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