232 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 232 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,251 sqft · built 1930
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jun 2015)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-15-010`

Property Details

APN / Parcel Number

Primary APN	`2-0087-15-010`
Alternative APN	`W204300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.109 acres)
Garage Area	285 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	232 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 58 AND WEST 20 FEET OF LOT 59 MCKENNA WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	58-59
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1032
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 E 48TH ST, SAVANNAH, GA 31405-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage SOUTHSTATE BANK
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY
Oct 14, 2025	Deed of Trust, Mortgage SOUTHSTATE BANK
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2015 · Amount on Record
Deed Sale	Jun 25, 2015 · Amount on Record
Prior Sale	Mar 1, 2010 · Amount on Record
Deed Document Number	20155775
Deed Book / Page	566 / 571
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	232 E 48TH ST, SAVANNAH, GA 31405-2224
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 48TH ST, SAVANNAH, GA 31405-2224

Mortgage

Document Number	0038530599
Date	Dec 11, 2025
Book Page	0000003853/0000000599

Lender

Name	SOUTHSTATE BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	232 E 48TH ST, SAVANNAH, GA 31405-2224
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 48TH ST, SAVANNAH, GA 31405-2224

Mortgage

Document Number	0022710411
Date	Mar 8, 2021
Book Page	0000002271/0000000411

Lender

Name	SPRING EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	232 E 48TH ST, SAVANNAH, GA 31405-2224
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 48TH ST, SAVANNAH, GA 31405-2224

Mortgage

Document Number	0038020503
Date	Oct 14, 2025
Book Page	0000003802/0000000503

Lender

Name	SOUTHSTATE BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2030

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	232 E 48TH ST, SAVANNAH, GA 31405-2224
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 48TH ST, SAVANNAH, GA 31405-2224

Mortgage

Document Number	0026940084
Date	Jan 28, 2022
Book Page	0000002694/0000000084

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (-28.01%) Homeowner's exemption	$196,560 (+25.55%) Land $64,000 Building $132,560	$491,400 (+25.55%) Land $160,000 Building $331,400
2023		$156,560 (+35.71%) Land $64,800 Building $91,760	$391,400 (+35.71%) Land $162,000 Building $229,400
2022	$2,117.00	$115,360 Land $20,000 Building $95,360	$288,400 Land $50,000 Building $238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

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