232 E 44th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 232 E 44th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,090 sqft · built 1885
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2019)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0154-202-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-202-15-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Family Room	Family Room

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
View / Lot	Average
Porch	Patio/Porch
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 E 44TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 19 BLOCK 9 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	9
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3010
Census Tract	4505

Owner

232 E 44th St is owned and occupied by an individual who bought it in July 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Jul 5, 2019	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 5, 2019	Grant Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Jan 22, 2010 · Amount on File
Deed Document Number	2019223321
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	0000223320
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227

Mortgage

Document Number	0000357278
Date	Oct 27, 2022
Instrument	2022-0357278

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200993
Date	Jun 17, 2020
Instrument	2020-0200993

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227

Mortgage

Document Number	0000416715
Date	Sep 13, 2021
Instrument	2021-0416715

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 5, 2019
Property Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Document Number	0000223320
Instrument Date	Apr 22, 2019
Instrument	223320
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	232 E 44TH ST SAN BERNARDINO CA 924041227, SAN BERNARDINO, CA 92404-1227

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 5, 2019
Property Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Document Number	0000223321
Map Reference	MB 26 PG 52
Instrument Date	Mar 13, 2019
Instrument	2019-0223321
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE GLENDALE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E 44TH ST, SAN BERNARDINO, CA 92404-1227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000223322
Date	Jul 5, 2019
Instrument	2019-0223322

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 E 44th St was $3,378.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$262,148 (+2%) Land $83,664 Building $178,484
2025	$3,378.00	$257,008 Land $82,024 Building $174,984
2023	$3,225.00 (-0.15%)	$247,028 Land $78,839 Building $168,189
2022	$3,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 232 E 44th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 E 44th St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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