232 E 28th St, Lorain, OH 44055 Property Records

Lorain County property record for 232 E 28th St, Lorain, OH 44055 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Stores & Apartments
Year BuiltBuilt 1920
Square Footage3,080 sqft Gross Area
Lot Size2,614 sqft (0.06 acres)
Last Sale$32,000 (2023)
Tax Bill$714.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-098-103-018

Interior

Building Area3,080 sqft Gross Area
1st Floor3,080 sqft 1st Floor
Basement Area1,117 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area2,614 sqft (0.06 acres)
Depth X Width125 ft x 24 ft Depth x Width

Utilities and HVAC

Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address232 E 28TH ST
CityLORAIN
StateOH
Zip44055-1324
Property UsageCommercial Property Usage
TypeCommercial > Retail > Stores & Apartments
Legal DescriptionS L CO 9 20.00 X 126 S/L 4291
Legal SubdivisionS L CO 9
Legal Block103
Legal Lot Number4291
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2016
Census Tract23200

Owner

Source: Lorain County records · APN 03-00-098-103-018

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address232 E 28TH ST, LORAIN, OH 44055-1324
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Warranty Deed, Transfer
May 30, 2017Loan Modification, Mortgage
EQUITY ONE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Deed Doc Number2023918432
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 09, 2023
Property Address232 E 28TH ST, LORAIN, OH 44055-1324
Document Number0000918432
Map ReferenceVOL 6 PG 16
Instrument DateJun 06, 2023
Instrument2023-0918432
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 E 28TH ST, LORAIN, OH 44055-1324

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address232 E 28TH ST, LORAIN, OH 44055-1324
Document Number0000637300
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedNov 06, 2017

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 E 28TH ST LORAIN OH 440551324, LORAIN, OH 44055-1324

Mortgage

Document Number0000637300
DateJul 19, 2017
Instrument637300
Lender
NameEQUITY ONE
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term60 Months
DueJul 18, 2022

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$714.00 (-58.2%)$11,450 (+0.07%) Land $1,650 Building $9,800$32,690 (-) Land $4,700 Building $27,990
2024$11,442 (-47.4%) Land $1,645 Building $9,797$32,690 (-47.4%) Land $4,700 Building $27,990
2023$1,708.00 (-60.87%)$21,753 (+0.01%) Land $1,372 Building $20,381$62,150 (-) Land $3,920 Building $58,230
2022$4,365.00$21,750 Land $1,370 Building $20,380
2021$62,150 Land $3,920 Building $58,230

Flood & Wildfire

232 E 28th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 28th St

Nearby Streets

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