232 E 11th St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 232 E 11th St, Chattanooga, TN 37402

Property Summary

Property Type	Office Building
Details	2,411 sqft · built 1910
Lot Size	0.516 acres (22,489 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Jul 2026)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145E L 002 C102`

Property Details

APN / Parcel Number

Primary APN	`145E L 002 C102`
Alternative APN	`0000162545`

Interior

Stories	1 Story
Building Area	2,411 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Exterior Material	Brick
Lot Area	22,489 sqft (0.516 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000162545
Street Address	232 E 11TH ST
City	CHATTANOOGA
State	TN
Zip	37402-4208
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C3
Legal Description	UNIT 100 F/K/A UNIT 1C FLEETWOOD COMMONS OUT OF 145E-L-002 FOR 2008
Legal Lot Number	UNIT 1C
Legal Unit	100
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1021
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 E 11TH ST, CHATTANOOGA, TN 37402-4208
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	2026141
Deed Book / Page	14358 / 191
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 6, 2026
Property Address	232 E 11TH ST, CHATTANOOGA, TN 37402-4208
Document Number	0000000141
Book / Page	14358 / 191
Instrument Date	Jun 26, 2026
Instrument	2026141
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$401,727.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000142,
Date	Jul 6, 2026
Instrument	20266142

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2031

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,975.00 (-5.91%)	$196,320 (+38.88%)	$490,800 (+38.88%) Land $100,000 Building $390,800
2024	$3,162.00	$141,360 (-)	$353,400 (-) Land $100,000 Building $253,400
2023	$3,162.00	$141,360 (-)	$353,400 (-) Land $100,000 Building $253,400
2022	$3,162.00	$141,360	$353,400 Land $100,000 Building $253,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1980–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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