232 Deer Dr, Gum Spring, VA 23065 Property Records

Louisa County property record for 232 Deer Dr, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96A 1 N 40`

Property Details

APN / Parcel Number

Primary APN	`96A 1 N 40`
Alternative APNs	`24352` `22956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	95 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22956
Street Address	232 DEER DR
City	GUM SPRING
State	VA
Zip	23065-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ORICHID LAKE PLAT 651/704 DB 1904/219 0.53AC
Legal Subdivision	ORCHID LAKE ESTATES
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2021
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 DEER DR, GUM SPRING, VA 23065-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE LLC
Oct 2, 2017	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20235262
Deed Book / Page	1904 / 219
Record Updated	Oct 29, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 15, 2023
Property Address	232 DEER DR, GUM SPRING, VA 23065-2238
Document Number	001904/219
Book / Page	1904 / 219
Map Reference	MB 651 PG 704
Instrument Date	Jun 13, 2023
Instrument	202300005262
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 DEER DR, GUM SPRING, VA 23065-2238

Mortgage

Document Number	0001904223
Date	Jun 15, 2023
Instrument	1904/223

Lender

Name	TOWNE FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 2, 2017
Property Address	232 DEER DR, GUM SPRING, VA 23065-2238
Document Number	0000008417
Book / Page	001530 / 000194
Instrument Date	Sep 12, 2017
Instrument	8417
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 DEER DR GUM SPRING VA 230652238, GUM SPRING, VA 23065-2238

Mortgage

Document Number	8418
Date	Oct 2, 2017
Book Page	001530/000198
Instrument	8418

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Mortgage

Document Number	8419,
Date	Oct 2, 2017
Book Page	001530/000214
Instrument	8419

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,100 (+2.05%) Land $15,600 Building $223,500	$239,100 (+2.05%) Land $15,600 Building $223,500
2025	$1,686.00 (+8.22%)	$234,300 (+17.38%) Land $12,400 Building $221,900	$234,300 (+17.38%) Land $12,400 Building $221,900
2024	$1,558.00 (+65.92%)
2023		$199,600 Land $9,600 Building $190,000
2022	$939.00		$199,600 Land $9,600 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Deer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures