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232 Cypress Way W, Naples, FL 34110 Property Records

Collier County property record for 232 Cypress Way W, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details1,960 sqft · built 1981
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (May 2001)
Tax Bill$3,180 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN533500 7773A23

Property Details

APN / Parcel Number

Primary APN533500 7773A23
Alternative APN
  • 65271640001

Interior

Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,960 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeMasonry / Concrete Block
Lot Area12,632 sqft (0.29 acres)
Pool Area392 sqft
Deck Area444 sqft

Location & Zoning

Street Address232 CYPRESS WAY W
CityNAPLES
StateFL
Zip34110-1159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionPALM RIVER EST UNIT 2 LOT 777
Legal Range25
Legal Township48
Legal Section23
Legal SubdivisionPALM RIVER ESTATE UNIT 2
Legal Tract533500
Legal Block1
Legal Lot Number777
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1004
Census Tract10108

Owner

232 Cypress Way W is owned and occupied by two individuals who bought it in May 2001.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address232 CYPRESS WAY W, NAPLES, FL 34110-1159
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2001 · Amount on File
Deed SaleMay 17, 2001 · Amount on File
Prior SaleNov 3, 2000 · Amount on File
Deed Book / Page2826 / 1845
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address232 CYPRESS WAY W, NAPLES, FL 34110-1159
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 CYPRESS WAY W, NAPLES, FL 34110-1159

Mortgage

Document Number0059482773
DateMay 18, 2021
Book Page5948/2773
Instrument6060580
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJun 1, 2031

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address232 CYPRESS WAY W, NAPLES, FL 34110-1159
Document Number0054881953
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedMar 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 CYPRESS WAY W NAPLES FL 341101159, NAPLES, FL 34110-1159

Mortgage

Document Number0054881953
DateMar 20, 2018
Book Page005488/001953
Instrument5526388
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 232 Cypress Way W was $3,180 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,534 (+2.7%)$578,539 (+4.29%) Land $387,500 Building $191,039
2025$3,180.00 Homeowner's exemption$328,660$554,746 Land $387,500 Building $167,246
2023$3,065.00 (+2.23%) Homeowner's exemption$310,094 (+3%)$620,116 (+16.96%) Land $406,250 Building $213,866
2022$2,998.00 Homeowner's exemption$301,062$530,181 Land $297,755 Building $232,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Cypress Way W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 483 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies579 units insured
incl. 96 condo units
Nearby Flood Claims106 (1980–2024)
Claims Outside the SFHA10 of 106
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 28 claims
  • Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Cypress Way W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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