St. Johns County property record for 232 Creekmore Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,713 sqft · built 2021 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,400 (Nov 2021) |
| Tax Bill | $4,886 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026572-4630 |
| Primary APN | 026572-4630 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 1,713 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 232 CREEKMORE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98/22-51 SILVERLEAF VILLAGE LOT 463 OR5409/1427 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | SILVERLEAF VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 463 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 2, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Deed Document Number | 2021119163 |
| Deed Book / Page | 5409 / 1427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 22, 2026 |
| Property Address | 232 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3250 |
| Document Number | 0063681166 |
| Book / Page | 6368 / 1166 |
| Instrument Date | May 14, 2026 |
| Instrument | 202643896 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 232 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3250 |
| Document Number | 0000043896, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 6368/1166 |
| Instrument | 202643896 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 2, 2021 |
| Property Address | 232 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3250 |
| Document Number | 0054091427 |
| Book / Page | 5409 / 1427 |
| Map Reference | MB 98 PG 22-51 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021119163 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,690.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 232 CREEKMORE DR, ST AUGUSTINE, FL 32092-3250 |
| Document Number | 0054091429 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 5409/1429 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,046 (-1.78%) Land $95,000 Building $275,046 | $370,046 (-2.49%) Land $95,000 Building $275,046 | |
| 2025 | $4,886.00 (+12.32%) Homeowner's exemption | $376,742 (+5.99%) | $379,479 (+6.76%) Land $107,000 Building $272,479 |
| 2024 | $4,350.00 (+1.97%) | ||
| 2023 | $4,266.00 (+1.31%) Homeowner's exemption | $355,460 (+1.58%) | $355,460 (+1.58%) Land $93,000 Building $262,460 |
| 2022 | $4,211.00 Homeowner's exemption | $349,917 | $349,917 Land $100,800 Building $249,117 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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