St. Johns County property record for 232 Cowry Rd, Saint Augustine, FL 32086 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,348 sqft Living Area |
| Lot Size | 12,196 sqft (0.28 acres) |
| Garage | Attached, 476 sqft |
| Last Sale | $129,000 (2017) |
| Tax Bill | $5,371.00 (2025) |
| Primary APN | 226190-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,004 sqft Gross Area |
| 1st Floor | 1,348 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Width | 120 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 476 sqft Garage |
| Patio Area | 146 sqft Patio |
| Porch Area | 204 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 232 COWRY RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5712 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 8-35 ST AUG SOUTH UT 3 LOTS 682 683 & 684 OR4324/664 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 3 |
| Legal Block | 1 |
| Legal Lot Number | 682 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 226190-0000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 9217 NE 316TH ST, LA CENTER, WA 98629-2803 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jan 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Deed Doc Number | 20177234 |
| Deed Book / Page | 4324 / 664 |
| Last Transfer Date | Oct 06, 2025 |
| Transfer Doc | 0000050693 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 232 COWRY RD, SAINT AUGUSTINE, FL 32086-5712 |
| Document Number | 0000050693 |
| Book / Page | 6383 / 68 |
| Instrument Date | Oct 06, 2025 |
| Instrument | 202650693 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9217 NE 316TH ST, LA CENTER, WA 98629-2803 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 232 COWRY RD, SAINT AUGUSTINE, FL 32086-5712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | KNIGHT BARRY TITLE SLN INC |
| Name | Verified Name |
|---|---|
| Address | 9217 NE 316TH ST, LA CENTER, WA 98629-2803 |
| Document Number | 0050980145 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 5098/145 |
| Instrument | 2020102656 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 232 COWRY RD, SAINT AUGUSTINE, FL 32086-5712 |
| Document Number | 0043240664 |
| Book / Page | 4324 / 0664 |
| Map Reference | MB8 PG32 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017007234 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 COWRY RD, 232, SAINT AUGUSTINE, FL 32086-5712 |
| Name | Verified Name |
|---|---|
| Address | 9217 NE 316TH ST, LA CENTER, WA 98629-2803 |
| Document Number | 2017007235 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017007235 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,596 (-1.26%) Land $157,320 Building $222,276 | $379,596 (-1.26%) Land $157,320 Building $222,276 | |
| 2025 | $5,371.00 (+14.62%) | $384,422 (+0.48%) | $384,422 (+0.48%) Land $160,560 Building $223,862 |
| 2024 | $4,686.00 (+22.77%) | $382,580 (+19.92%) | $382,580 (+19.92%) Land $160,560 Building $222,020 |
| 2023 | $3,817.00 (+10.19%) | $319,027 (+12.83%) | $319,027 (+12.83%) Land $160,560 Building $158,467 |
| 2022 | $3,464.00 | $282,756 | $282,756 Land $107,520 Building $175,236 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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