232 Concord Ave, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 232 Concord Ave, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1935
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Tax Bill	$833 (2025)
Deeds & Mortgages	May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-6B-0005.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6B-0005.0000`
Alternative APN	`33-02-6B-0005.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	232 CONCORD AVE
City	BERKELEY SPRINGS
State	WV
Zip	25411-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUENA VISTA PLAT A BLK 9 LOT 5-PT LOT 4 0.217 AC CALC
Legal Block	9
Legal Lot Number	4,5
Jurisdiction	MORGAN WV
Township / Civil Division	1
Census Block Group	2
Census Block	2017
Census Tract	970800

Owner

Source: Morgan County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 CONCORD AVE, BERKELEY SPRINGS, WV 25411-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2023
Transfer Doc	000291/265
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	May 15, 2023
Property Address	232 CONCORD AVE, BERKELEY SPRINGS, WV 25411-1204
Document Number	000291/265
Book / Page	291 / 265
Instrument Date	May 12, 2023
Instrument	894287
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CONCORD AVE, BERKELEY SPRINGS, WV 25411-1204

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 (-41.54%)	$83,880 (+17.78%) Land $12,120 Building $71,760	$139,800 (+17.78%) Land $20,200 Building $119,600
2023	$1,425.00 (+1.06%)	$71,220 (+1.02%) Land $11,100 Building $60,120	$118,700 (+1.02%) Land $18,500 Building $100,200
2022	$1,410.00	$70,500 Land $11,100 Building $59,400	$117,500 Land $18,500 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	32 (1985–2018)
Claims Outside the SFHA	5 of 32
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jun 2018 · 3 claims Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 4 claims Flooding, Jan 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20