Cooke County property record for 232 Colt Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,454 sqft · built 2022 |
| Lot Size | 0.641 acres (27,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,340 (2025) |
| Deeds & Mortgages | Dec 2022 Construction Loan Sep 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7800-001-00621 |
| Primary APN | 7800-001-00621 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,454 sqft Living Area |
| 1st Floor Area | 2,454 sqft |
| 2nd Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,939 sqft (0.641 acres) |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7800-001-00621 |
|---|---|
| Street Address | 232 COLT DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE KIOWA MAP 10; LOT 621 |
| Legal Subdivision | LAKE KIOWA MAP 10 |
| Legal Lot Number | 621 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 701 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 COLT DR, GAINESVILLE, TX 76240-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Sep 30, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Apr 15, 2020 | Warranty Deed, Transfer HOWETH TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 |
| Deed Sale | Apr 15, 2020 |
| Prior Sale | Apr 8, 2013 |
| Deed Document Number | 20202658 |
| Deed Book / Page | 2323 / 781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 232 COLT DR, LAKE KIOWA, TX 76240-9103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | HOWETH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 18259 FM 678, WHITESBORO, TX 76273-4169 |
| Document Number | 002553/268 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 2553/268 |
| Instrument | 2022-10063 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.67% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 232 COLT DR, LAKE KIOWA, TX 76240-9103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | HOWETH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 418 NAVAJO TRL, LAKE KIOWA, TX 76240-9424 |
| Document Number | 002453/275 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 2453/275 |
| Instrument | 8447 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 28, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 15, 2020 |
| Property Address | 232 COLT DR, LAKE KIOWA, TX 76240-9103 |
| Document Number | 002323/781 |
| Book / Page | 2323 / 781 |
| Map Reference | CAB A SL 76 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 2020-02658 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | HOWETH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 WHIPPOORWILL DR, MEAD, OK 73449-5601 |
| Name | Verified Name |
|---|---|
| Address | 418 NAUGIE TRAIL, LAKE KIOWA, TX 76240 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,340.00 (+1.28%) Homeowner's exemption | $689,769 (+0.32%) Land $116,999 Building $572,770 | $689,769 (+0.32%) Land $116,999 Building $572,770 |
| 2024 | $8,235.00 (+664.62%) | ||
| 2023 | $687,552 Land $93,906 Building $593,646 | $687,552 Land $93,906 Building $593,646 | |
| 2022 | $1,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
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