232 College Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 232 College Ln, Bluffton, SC 29909

Property Summary

Property Type	Townhouse
Details	3 bd · 1,412 sqft · built 2005
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (Jun 2019)
Tax Bill	$995 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12220779`

Property Details

APN / Parcel Number

Primary APN	`12220779`
Alternative APN	`R600 020 000 2363 0000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Porch	Open Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	12220779
Street Address	232 COLLEGE LN
City	BLUFFTON
State	SC
Zip	29909-4654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	6116
Legal Description	LOT 78 UNIVERSITY PARK PH 2 PB106 P22-24
Legal Subdivision	UNIVERSITY PARK TOWNHOUSES
Legal Phase	2
Legal Lot Number	78
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2020
Census Tract	2110

Owner

232 College Ln, a townhouse, is owned and occupied by an individual who acquired it in September 2022.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	232 COLLEGE LN, BLUFFTON, SC 29909-4654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2022	Intrafamily Transfer, Transfer
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage COASTALSTATES MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	0000030544
Deed Book / Page	3767 / 1356
Last Transfer Date	Sep 7, 2022
Transfer Doc	0000050729
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	232 COLLEGE LN, BLUFFTON, SC 29909-4654
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038986
Date	Jul 6, 2022
Book Page	4161/3327
Instrument	2022038986

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Sep 7, 2022
Property Address	232 COLLEGE LN, BLUFFTON, SC 29909-4654
Document Number	0000050729
Book / Page	4179 / 3389
Map Reference	MB 106 PG 22-24
Instrument Date	Sep 6, 2022
Instrument	2022050729
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 COLLEGE LAIE, BLUFFTON, SC 29909-4654

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 11, 2019
Property Address	232 COLLEGE LN, BLUFFTON, SC 29909-4654
Document Number	0000030544
Book / Page	3767 / 1356
Map Reference	MB 106 PG 22-24
Instrument Date	Jun 7, 2019
Instrument	2019030544
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 COLLEGE LN, OKATIE, SC 29909-4654

Mortgage

Document Number	0000030545
Date	Jun 11, 2019
Instrument	2019030545

Lender

Name	COASTALSTATES MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 College Ln was $995, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (-0.1%)	$7,590 (-21.3%)
2024	$996.00 (-65%)	$9,644 (-) Land $1,920 Building $7,724	$241,100 (-) Land $48,000 Building $193,100
2023	$2,846.00 (+210.36%)	$9,644 (+46.12%) Land $1,920 Building $7,724	$241,100 (+46.12%) Land $48,000 Building $193,100
2022	$917.00	$6,600 Land $1,600 Building $5,000	$165,000 Land $40,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 College Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	293 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 College Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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