Fannin County property record for 232 Co Rd 4130, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1945 |
| Lot Size | 3.49 acres (152,329 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,347 (2024) |
| Deeds & Mortgages | Nov 2024 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0176-029-0000-05 |
| Primary APN | 0176-029-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 152,329 sqft (3.49 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 128 sqft |
| Heating System | HVAC |
|---|
| Account Number | 0176-029-0000-05 |
|---|---|
| Old Parcel Number | 72300 |
| Street Address | 232 COUNTY ROAD 4130 |
| City | BONHAM |
| State | TX |
| Zip | 75418-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0176 J CLARK, ACRES 3.497 |
| Legal Subdivision | JONATHAN CLARK SURV ABS #176 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950600 |
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 232 COUNTY ROAD 4130, BONHAM, TX 75418-9019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2024 | Vendor's Lien, Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC |
| Feb 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 30, 2019 | Vendor's Lien, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 |
| Deed Sale | Nov 15, 2024 |
| Prior Sale | Apr 30, 2019 |
| Deed Document Number | 2024007426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Nov 15, 2024 |
| Property Address | 232 COUNTY ROAD 4130, BONHAM, TX 75418-9019 |
| Document Number | 2024007426 |
| Map Reference | VOL 886 PG 849 |
| Instrument Date | Oct 22, 2024 |
| Instrument | 2024007426 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | MH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 COUNTY ROAD 4130, BONHAM, TX 75418-9019 |
| Document Number | 2024007427 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 2024007427 |
| Name | HIGHLAND HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 232 COUNTY ROAD 4130, BONHAM, TX 75418-9019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 2022001515 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022001515 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Apr 30, 2019 |
| Property Address | 232 COUNTY ROAD 4130, BONHAM, TX 75418-9019 |
| Document Number | 2129/0228 |
| Book / Page | 2129 / 0228 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019-2503 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2705 CASTELON CT, 2705, ARLINGTON, TX 76016-5950 |
| Name | Verified Name |
|---|---|
| Address | 232 COUNTY ROAD 4130, BONHAM, TX 75418-9019 |
| Document Number | 20192504 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-2504 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,360 (-3.22%) Land $165,410 Building $94,950 | $260,360 (-3.22%) Land $165,410 Building $94,950 | |
| 2024 | $1,347.00 (+557.07%) | ||
| 2023 | $269,010 Land $166,530 Building $102,480 | $269,010 Land $166,530 Building $102,480 | |
| 2018 | $205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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