232 Cliftview Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 232 Cliftview Dr, Chattanooga, TN 37415

Property Summary

Property Type	Duplex
Details	3 ba · 1,664 sqft · built 1980
Lot Size	0.325 acres (14,159 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Oct 2001)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118I B 016.05`

Property Details

APN / Parcel Number

Primary APN	`118I B 016.05`
Alternative APN	`0000045727`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,664 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,159 sqft (0.325 acres)
Lot Dimensions	152 ft deep x 197 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045727
Street Address	232 CLIFTVIEW DR
City	CHATTANOOGA
State	TN
Zip	37415-5809
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 11 EASTON TERRACE PB26 PG49
Legal Subdivision	EASTON TERRACE
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

232 Cliftview Dr, a duplex, is owned by an individual who acquired it in June 2022.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	112 W MIDVALE AVE, CHATTANOOGA, TN 37405-4706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2001 · Amount on File
Deed Sale	Oct 4, 2001 · Amount on File
Prior Sale	Apr 19, 1996 · Amount on File
Deed Document Number	2001114
Deed Book / Page	6006 / 430
Last Transfer Date	Jun 21, 2022
Transfer Doc	0000000208
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jun 23, 2022
Property Address	232 CLIFTVIEW DR, CHATTANOOGA, TN 37415-5809
Document Number	0000000208
Book / Page	13002 / 799
Map Reference	MB 26 PG 49
Instrument Date	Jun 21, 2022
Instrument	2022062300208
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNION TITLE INSURANCE AGENCY INC, PIONEER TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WEST MIDWEST AVENUE, CHATTANOOGA, TN 37405

Mortgage

Document Number	0130020801
Date	Jun 23, 2022
Instrument	13002-0801

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 232 Cliftview Dr was $1,396, down 13.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 (-13.29%)	$92,160 (+28%)	$230,400 (+28%) Land $70,000 Building $160,400
2024	$1,610.00 (-45.48%)	$72,000 (-)	$180,000 (-) Land $50,000 Building $130,000
2023	$2,953.00 (+20.48%)	$72,000 (-)	$180,000 (-) Land $50,000 Building $130,000
2022	$2,451.00	$72,000	$180,000 Land $50,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Cliftview Dr in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	41 (1978–2013)
Claims Outside the SFHA	10 of 41
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Cliftview Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20