St. Louis County property record for 232 Clearpoint Ln, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1956 |
| Lot Size | 0.209 acres (9,095 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26H-64-0394 |
| Primary APN | 26H-64-0394 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,620 sqft |
| 1st Floor Area | 912 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 9,095 sqft (0.209 acres) |
| Lot Dimensions | 108 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 420 sqft |
| Patio Area | 120 sqft |
| Poultry House | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 232 CLEARPOINT LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | GREENE MEADOWS LOT 85 |
| Legal Subdivision | GREENE MEADOWS |
| Legal Lot Number | 85 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LEMAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 220102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Stanislaus Seminary listed 1972 · 3 contributing resources · NRIS 72001491 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
232 Clearpoint Ln is owned and occupied by two individuals who acquired it in September 2025.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 CLEARPOINT LN, SAINT LOUIS, MO 63123-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2025 |
| Transfer Doc | 0000000367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 232 CLEARPOINT LN, SAINT LOUIS, MO 63123-7628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 232 CLEARPOINT LN, SAINT LOUIS, MO 63123-7628 |
| Document Number | 0242350267 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 24235/267 |
| Instrument | 2020102800538 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 14, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 232 CLEARPOINT LN, SAINT LOUIS, MO 63123-7628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0238670475 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 23867/475 |
| Instrument | 2020012100823 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 6, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 232 Clearpoint Ln was $2,924, down 0.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,050 (-) Land $14,380 Building $31,670 | $242,400 (-) Land $75,700 Building $166,700 | |
| 2025 | $2,924.00 (-0.68%) | $46,050 (+13.96%) Land $14,380 Building $31,670 | $242,400 Land $75,700 Building $166,700 |
| 2024 | $2,944.00 (+5.29%) | $40,410 (-) Land $7,200 Building $33,210 | |
| 2023 | $2,796.00 (-2.34%) | $40,410 (+14.7%) Land $7,200 Building $33,210 | $212,700 Land $37,900 Building $174,800 |
| 2022 | $2,863.00 | $35,230 Land $8,230 Building $27,000 | |
| 2021 | $185,400 Land $43,300 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 232 Clearpoint Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 232 Clearpoint Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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