232 Clark St, Yale, MI 48097 Property Records

St. Clair County property record for 232 Clark St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2022)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Feb 2023 Document Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-536-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-536-0007-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 CLARK ST
City	YALE
State	MI
Zip	48097-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100 FT OF LOT 16 MOODY SUBD NO 2
Legal Subdivision	MOODY
Legal Lot Number	16
Legal Unit	16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

232 Clark St is owned and occupied by an individual who bought it in November 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	232 CLARK ST, YALE, MI 48097-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023
Nov 29, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE
Oct 7, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP
Jan 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	202226317
Deed Book / Page	5581 / 388
Prior Transfer Date	May 2, 2014
Prior Transfer Doc	004501/889
Record Updated	Oct 29, 2026

February 2023:

Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 7, 2023
Property Address	232 CLARK ST, YALE, MI 48097-3302
Document Number	0005597233
Book / Page	5597 / 233
Instrument Date	Feb 3, 2023
Instrument	2023002089
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10098 BRANDON RD, KENOCKEE, MI 48006-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10098 BRANDON RD, KENOCKEE, MI 48006-4307

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 29, 2022
Property Address	232 CLARK ST, YALE, MI 48097-3302
Document Number	0005581388
Book / Page	5581 / 388
Map Reference	LB 79 PG 3&4
Instrument Date	Nov 10, 2022
Instrument	2022026317
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CLARK ST, YALE, MI 48097-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10098 BRANDON RD, KENOCKEE, MI 48006-4307

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2022
Property Address	232 CLARK ST, YALE, MI 48097-3302
Document Number	0005568167
Book / Page	5568 / 167
Map Reference	LB 79 PG 3
Instrument Date	Sep 22, 2022
Instrument	2022023032
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CLARK ST, 232, YALE, MI 48097-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10098 BRANDON RD, KENOCKEE, MI 48006-4307

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 19, 2022
Property Address	232 CLARK ST, YALE, MI 48097-3302
Document Number	0005476802
Book / Page	5476 / 802
Map Reference	LB 79 PG 3&4
Instrument Date	Jan 3, 2022
Instrument	2022001467
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	235 CLARK ST, YALE, MI 48097-3362

Tax Assessment & Valuation

The 2025 property tax bill for 232 Clark St was $3,786 with a homeowner's exemption, up 0.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00 (+0.34%) Homeowner's exemption	$80,300
2024	$3,773.00		$160,600
2023		$76,900
2022	$308.00		$153,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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