232 Clairmont Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 232 Clairmont Rd, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,190 sqft · built 1997
Lot Size	0.373 acres (16,275 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Apr 2024)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095210000001080`

Property Details

APN / Parcel Number

Primary APN	`095210000001080`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Heated Area
1st Floor Area	1,124 sqft
Upper Floors Area	801 sqft
Basement Area	739 sqft
Finished Basement	379 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,275 sqft (0.373 acres)
Lot Dimensions	155 ft deep x 105 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 CLAIRMONT RD
City	STERRETT
State	AL
Zip	35147-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W NBRHD: 01 FOREST PARKS 280 R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST PARKS 1ST SECTOR
Legal Lot Number	132
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2009
Census Tract	30211

Owner

Source: Shelby County records · APN 095210000001080

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 CHARLTON PL, DEATSVILLE, AL 36022-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 19, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 03, 2023	Foreclosure
Dec 05, 2019	Warranty Deed, Transfer · FHA Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Jan 03, 2023 · Amount on Record
Deed Document Number	2024113620
Prior Transfer Date	May 03, 2013
Prior Transfer Doc	0000301560
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012

Mortgage

Document Number	0000314150
Date	Oct 13, 2025
Instrument	20251013000314150

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 19, 2024
Property Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012
Document Number	0000113620
Map Reference	MB 22 PG 28A,B&C
Instrument Date	Apr 17, 2024
Instrument	20240419000113620
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, TRUSSVILLE, AL 35173-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012

Mortgage

Document Number	0000113630
Date	Apr 19, 2024
Instrument	20240419000113630

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

January 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	SHELBY AL
Recording Date	Jan 03, 2023
Property Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012
Document Number	0000000500
Map Reference	MB 22 PG 28 A,B&C
Instrument Date	Dec 28, 2022
Instrument	20230103000000500
Transaction Type	Foreclosure
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13, TRUSSVILLE, AL 35173-0013

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Dec 05, 2019
Property Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012
Document Number	0000450780
Map Reference	MB 22 PG 28A-C
Instrument Date	Nov 27, 2019
Instrument	20191205000450780
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2716 ACTON RD, 2716, VESTAVIA, AL 35243-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CLAIRMONT RD, STERRETT, AL 35147-7012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000450790
Date	Dec 05, 2019
Instrument	20191205000450790

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (+27.49%)	$41,540 (+25.57%)	$415,400 (+25.61%) Land $95,000 Building $320,400
2023	$1,433.00	$33,080	$330,700 Land $85,000 Building $245,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 23, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 137 locations within half a mile of this property.

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