Jessamine County property record for 232 Christopher Dr, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,131 sqft · built 2002 |
| Lot Size | 0.1 acres (4,372 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Aug 2026) |
| Tax Bill | $1,681 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-40-31-004.00 |
| Primary APN | 046-40-31-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Lot Area | 4,372 sqft (0.1 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 232 CHRISTOPHER DR |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW GLENN LOT 230 |
| Legal Subdivision | WILLOW GLENN |
| Legal Lot Number | 230 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 60504 |
Source: Jessamine County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC |
| Aug 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage LUMINATE HOME LOANS INC |
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Jul 10, 2017 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2017 · Amount on Record |
| Deed Document Number | 2026580531 |
| Deed Book / Page | 905 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000580531 |
| Book / Page | 905 / 471 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026580531 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,947.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000580534, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026580534 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000580555, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1652/831 |
| Instrument | 2026580555 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000580534 |
| Book / Page | 1652 / 810 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026580534 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 45 MCDOWELL RD, NICHOLASVILLE, KY 40356-8804 |
| Document Number | 0000580534, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1652/810 |
| Instrument | 2026580534 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000580555 |
| Book / Page | 1652 / 831 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026580555 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000580555, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1652/831 |
| Instrument | 2026580555 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | ELITE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000397367 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | M1441/58 |
| Instrument | 397367 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jul 10, 2017 |
| Property Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000356010 |
| Book / Page | D760 / 264 |
| Map Reference | CAB 8 SL 609 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 356010 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 LYNWOOD DR, 205, NICHOLASVILLE, KY 40356-2164 |
| Name | Verified Name |
|---|---|
| Address | 232 CHRISTOPHER DR, NICHOLASVILLE, KY 40356-1259 |
| Document Number | 0000356011 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 356011 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Nicholasville City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 (-1.41%) | $160,600 (-) Land $24,000 Building $136,600 | $160,600 (-) Land $24,000 Building $136,600 |
| 2023 | $1,705.00 (+19.65%) | $160,600 (+19.94%) Land $24,000 Building $136,600 | $160,600 (+19.94%) Land $24,000 Building $136,600 |
| 2022 | $1,425.00 | $133,900 Land $20,000 Building $113,900 | $133,900 Land $20,000 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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