232 Chestnut St, Bradford, TN 38316 Property Records

Gibson County property record for 232 Chestnut St, Bradford, TN 38316

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1974
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$43,500 (Oct 2018)
Tax Bill	$925 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027057 01501`

Property Details

APN / Parcel Number

Primary APN	`027057 01501`
Alternative APN	`057 01501`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 CHESTNUT ST
City	BRADFORD
State	TN
Zip	38316-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: B01
Jurisdiction	GIBSON TN
Township / Civil Division	17
Census Block Group	2
Census Block	2061
Census Tract	967400

Owner

232 Chestnut St is owned by two individuals who bought it in October 2018.

Source: Gibson County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 W MAIN ST, BRADFORD, TN 38316-9683
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20181713
Deed Book / Page	1029 / 1804
Prior Transfer Date	Jan 12, 2012
Prior Transfer Doc	0000127104
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Oct 16, 2018
Property Address	232 CHESTNUT ST, BRADFORD, TN 38316-8721
Document Number	0000181713
Book / Page	001029 / 001804
Instrument Date	Oct 10, 2018
Instrument	181713
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	305 W MAIN ST BRADFORD TN 383169683, BRADFORD, TN 38316-9683

Mortgage

Document Number	181714
Date	Oct 16, 2018
Book Page	001029/001807
Instrument	181714

Lender

Name	CARROLL BK&TR
Type	Bank
Address	BRADFORD, TN 38316

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 15, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 232 Chestnut St was $925.

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Bradford Town
Unified School District	Bradford Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00	$26,750 Land $2,025 Building $24,725
2024			$107,000 Land $8,100 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Chestnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1998–2017)
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Storms, Tornadoes And Flooding, Apr 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD WATER SYSTEM serves 1,276 people · EPA ID TN0000067
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	GIBSON CO MUNI WATER DIST #4
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
TEC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20