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232 Chestnut Ln, Versailles, KY 40383 Property Records

Woodford County property record for 232 Chestnut Ln, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 1996
Lot Size0.176 acres (7,675 sqft)
Owner2 Individual Names on Record
Last Sale$292,500 (Jan 2026)
Tax Bill$1,825 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN30-4021-024-00

Property Details

APN / Parcel Number

Primary APN30-4021-024-00
Alternative APNs
  • 21222
  • 35094

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Lot Area7,675 sqft (0.176 acres)
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number35094
Street Address232 CHESTNUT LN
CityVERSAILLES
StateKY
Zip40383-9769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal Description1 STORY
Legal SubdivisionLANES VIEW
Legal BlockU4
Legal Lot Number177
Legal Unit4
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1005
Census Tract50104

Owner

Source: Woodford County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address194 FRANKFORT ST, VERSAILLES, KY 40383-1163
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF LEXINGTON INC
Nov 9, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2026 · Amount on Record
Deed SaleJan 21, 2026 · Amount on Record
Prior SaleAug 26, 2025 · Amount on Record
Deed Document Number2026288352
Deed Book / Page356 / 695
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Recording DateJun 15, 2026
Property Address232 CHESTNUT LN, VERSAILLES, KY 40383-9769
Document Number0000298135
Book / Page1029 / 639
Instrument DateMay 28, 2026
Instrument2026298135
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 FRANKFORT ST, VERSAILLES, KY 40383-1163
InvestorPossibly a Property Investor

Mortgage

Document Number0000298135,
DateJun 15, 2026
Book Page1029/639
Instrument2026298135
Lender
NameBANK OF LEXINGTON INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 15, 2036
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateNov 9, 2022
Property Address232 CHESTNUT LN, VERSAILLES, KY 40383-9769
Document Number00D337/257
Book / PageD337 / 257
Map ReferenceCAB C SL 92
Instrument DateOct 31, 2022
Instrument161883
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

AmountAmount Recorded
Tax$184.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address521 CRANE CREST DR, 521, JARRELL, TX 76537-1936

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address232 CHESTNUT LN, VERSAILLES, KY 40383-9769
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,825.00 (-8.06%)$183,800 (-)$183,800 (-)
2023$1,985.00$183,800$183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNE WOODFORD CO WATER DISTRICT
serves 2,644 people · EPA ID KY1200310
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Windstream.

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