232 Chestnut Ave, Ardmore, PA 19003 Property Records

Montgomery County property record for 232 Chestnut Ave, Ardmore, PA 19003

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,419 sqft · built 1900
Lot Size	0.071 acres (3,080 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2021)
Tax Bill	$4,209 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00-10504-00-4`

Property Details

APN / Parcel Number

Primary APN	`40-00-10504-00-4`
Alternative APN	`40005B254`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,419 sqft Living Area
1st Floor Area	728 sqft
Basement Area	312 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Brick
Lot Area	3,080 sqft (0.071 acres)
Lot Dimensions	110 ft deep x 28 ft wide
Porch	Open Frame Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 CHESTNUT AVE
City	ARDMORE
State	PA
Zip	19003-2723
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C1
Legal Description	L 25 A
Legal Block	5B
Legal Lot Number	25
Jurisdiction	MONTGOMERY PA
Township / Civil Division	LOWER MERION
Census Block Group	4
Census Block	4002
Census Tract	205501

Owner

232 Chestnut Ave, a duplex, is owned and occupied by an individual who bought it in May 2021.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	232 CHESTNUT AVE, ARDMORE, PA 19003-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Jan 4, 2013 · Amount on File
Deed Document Number	202158256
Deed Book / Page	6225 / 2887
Prior Transfer Date	Aug 3, 1994
Prior Transfer Doc	0000013593
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	May 20, 2021
Property Address	232 CHESTNUT AVE, ARDMORE, PA 19003-2723
Document Number	00622502887
Book / Page	6225 / 02887
Map Reference	DB5860 PG1015
Instrument Date	Apr 19, 2021
Instrument	2021058256
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CHESTNUT AVE, ARDMORE, PA 19003-2723

Mortgage

Document Number	01526302684
Date	May 20, 2021
Book Page	15263/02684
Instrument	2021058257

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 232 Chestnut Ave was $4,209.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Lower Merion Township
Unified School District	Lower Merion School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,209.00	$92,160	$92,160
2025	$4,209.00
2024		$92,160 (-) Land $27,660 Building $64,500
2023	$3,849.00 (+4.37%)	$92,160 Land $27,660 Building $64,500
2022	$3,688.00
1998			$92,160 Land $27,660 Building $64,500
1996			$92,160 Land $27,660 Building $64,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 232 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 Chestnut Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20