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232 Charlotte Pl, Cary, IL 60013 Property Records

McHenry County property record for 232 Charlotte Pl, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,218 sqft · built 1993
Lot Size0.479 acres (20,875 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jan 2023)
Tax Bill$6,465 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-13-258-004

Property Details

APN / Parcel Number

Primary APN19-13-258-004

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Building Area2,218 sqft Living Area
Basement Area750 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Lot Area20,875 sqft (0.479 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address232 CHARLOTTE PL
CityCARY
StateIL
Zip60013-2651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0000507 UNIT 232 CARRIAGE HILL OF BRIGADOON CONDO (SW COR LT 2 CARRIAGE HILL OF BRIGADOON SUB)
Legal SubdivisionCARRIAGE HILL OF BRIGADOON CONDO
Legal Block258
Legal Lot Number2
Legal Unit232
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3009
Census Tract871600

Owner

232 Charlotte Pl is owned and occupied by an individual who bought it in January 2023.

Source: McHenry County records, as of March 27, 2026

Owner of RecordIndividual Name on File
Mailing Address232 CHARLOTTE PL, CARY, IL 60013-2651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Prior SaleNov 16, 1999 · Amount on File
Deed Document Number2023507
Prior Transfer DateDec 3, 1993
Prior Transfer Doc0000076001
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJan 9, 2023
Property Address232 CHARLOTTE PL, CARY, IL 60013-2651
Document Number0000000507
Map ReferenceDOC 93R039116
Instrument DateDec 20, 2022
Instrument2023R0000507
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 CHARLOTTE PL, CARY, IL 60013-2651

Mortgage

Document Number0000000508
DateJan 9, 2023
Instrument2023R0000508
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,465.00$84,781 Land $16,561 Building $68,220$254,343 Land $49,683 Building $204,660
2022Homeowner's exemption$68,197 Land $13,368 Building $54,829$204,591 Land $40,104 Building $164,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Charlotte Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Charlotte Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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