Marion County property record for 232 Charing Cross Rd, Indianapolis, IN 46217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,215 sqft · built 1990 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Dec 2025) |
| Tax Bill | $3,607 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-14-02-116-005.000-500 |
| Primary APN | 49-14-02-116-005.000-500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,215 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| 2nd Floor Area | 744 sqft |
| Upper Floors Area | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 115 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 5032481 |
|---|---|
| Street Address | 232 CHARING CROSS RD |
| City | INDIANAPOLIS |
| State | IN |
| Zip | 46217-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK L13 |
| Legal Range | 03 |
| Legal Township | 14 |
| Legal Section | 02 |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 13 |
| Jurisdiction | MARION IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 380700 |
232 Charing Cross Rd is owned and occupied by an individual who bought it in December 2025.
Source: Marion County records, as of February 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage IHCDA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Prior Sale | Jun 10, 2009 |
| Deed Document Number | A202500108064 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | CTIN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000108066 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | A202500108066 |
| Name | IHCDA |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000143266 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | A202100143266 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 13, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000121544 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | A202100121544 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000092892 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | A202300092892 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 30, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IN |
| Recording Date | Dec 17, 2025 |
| Property Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Document Number | 0000108064 |
| Map Reference | IN 87-69289 |
| Instrument Date | Dec 11, 2025 |
| Instrument | A202500108064 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 CHARING CROSS RD, INDIANAPOLIS, IN 46217-2709 |
| Investor | Possibly a Property Investor |
| Document Number | 0000108065 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | A202500108065 |
| Name | NORTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Marion County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Indiana |
| County | Marion County |
| County Subdivision | Perry Township |
| Consolidated City | Indianapolis City |
| Unified School District | Perry Township Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,607.00 (+11.02%) Homeowner's exemption | $278,600 (+8.45%) Land $25,300 Building $253,300 | $278,600 (+8.45%) Land $25,300 Building $253,300 |
| 2023 | $3,249.00 (+6.52%) Homeowner's exemption | $256,900 (+8.35%) Land $25,300 Building $231,600 | $256,900 (+8.35%) Land $25,300 Building $231,600 |
| 2022 | $3,050.00 Homeowner's exemption | $237,100 Land $25,300 Building $211,800 | $237,100 Land $25,300 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Charing Cross Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (1989–2019) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Charing Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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