232 Chapel St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 232 Chapel St, Newton, MA 02458

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,415 sqft · built 1890
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2018)
Tax Bill	$5,876 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12001 0019A`

Property Details

APN / Parcel Number

Primary APN	`12001 0019A`
Alternative APN	`NEWT S:12 B:001 L:0019A`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,415 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	793 sqft
Basement Area	429 sqft
Unfinished Basement	429 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12001 0019A
Street Address	232 CHAPEL ST
City	NEWTON
State	MA
Zip	02458-1310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MR2
Legal Block	1
Legal Lot Number	19A
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1011
Census Tract	373200

Owner

232 Chapel St, a condominium, is owned and occupied by an individual who bought it in July 2018.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	232 CHAPEL ST, NEWTON, MA 02458-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 31, 2018	Condominium Deed, Transfer · Conventional with PMI GUARANTEED RATE
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Apr 13, 2015 · Amount on File
Deed Document Number	2018116097
Deed Book / Page	71407 / 380
Transfer Doc	065207-541
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Recording Date	May 12, 2026
Property Address	232 CHAPEL ST, NEWTON, MA 02458-1310
Document Number	085583-341
Book / Page	85583 / 341
Instrument Date	Apr 27, 2026
Instrument	202654108
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CHAPEL ST, NEWTON, MA 02458-1310

Mortgage

Document Number	0000054108,
Date	May 12, 2026
Book Page	85583/341
Instrument	202654108

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	232 CHAPEL ST, NEWTON, MA 02458-1310
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078650-21
Date	Sep 8, 2021
Book Page	78650/21
Instrument	200074

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	232 CHAPEL ST, NEWTON, MA 02458-1310
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78650-21
Date	Sep 8, 2021
Book Page	78650/21
Instrument	200074

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEWTON MA
Recording Date	Jul 31, 2018
Property Address	232 CHAPEL ST, NEWTON, MA 02458-1310
Document Number	71407-380
Book / Page	071407 / 000380
Instrument Date	Jun 25, 2018
Instrument	116097
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,644.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CHAPEL ST NEWTON MA 024581310, NEWTON, MA 02458-1310

Mortgage

Document Number	71407-382
Date	Jul 31, 2018
Book Page	071407/000382
Instrument	116098

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	232 CHAPEL ST, NEWTON, MA 02458-1310
Document Number	69766-523
Book / Page	069766 / 000523
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69766-523
Date	Aug 14, 2017
Book Page	069766/000523
Instrument	129485

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

The 2026 property tax bill for 232 Chapel St was $5,876, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,876.00 (+3.82%)	$606,400 (+5%) Building $606,400	$695,651
2025	$5,660.00 (+3.44%)	$577,500 (+3%) Building $577,500
2024	$5,472.00 (+2.97%)	$560,700 (+7.41%) Building $560,700	$795,435
2023	$5,314.00	$522,000 Building $522,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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