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232 Chadwick Ct, Auburndale, FL 33823 Property Records

Polk County property record for 232 Chadwick Ct, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,101 sqft · built 1994
Lot Size0.547 acres (23,814 sqft)
Owner2 Individual Names on Record
Last Sale$254,000 (Jun 2017)
Tax Bill$2,407 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-27-16-299002-000810

Property Details

APN / Parcel Number

Primary APN25-27-16-299002-000810
Alternative APNs
  • 162725299002000810
  • 62725000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,101 sqft Living Area
Gross Area2,607 sqft
1st Floor Area2,101 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area23,814 sqft (0.547 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area506 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area288 sqft
PorchUnfinished Open Porch
Porch Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address232 CHADWICK CT
CityAUBURNDALE
StateFL
Zip33823-5114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE JULIANA RESERVE PB 92 PGS 17 THRU 21 LOT 81
Legal Range25E
Legal Township27S
Legal Section16
Legal SubdivisionLAKE JULIANA RESERVE
Legal Tract299002
Legal Block2
Legal Lot Number81
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2022
Census Tract12408

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 CHADWICK CT, AUBURNDALE, FL 33823-5114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Jun 30, 2017Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Prior SaleMay 14, 2014 · Amount on Record
Deed Document Number2017124882
Deed Book / Page10191 / 1357
Transfer Doc4774001719
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address232 CHADWICK CT, AUBURNDALE, FL 33823-5114
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 CHADWICK CT, AUBURNDALE, FL 33823-5114

Mortgage

Document Number0000149213
DateJun 9, 2021
Book Page11751/1558
Instrument2021149213
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 30, 2017
Property Address232 CHADWICK CT, AUBURNDALE, FL 33823-5114
Document Number0101911357
Book / Page010191 / 001357
Instrument DateJun 28, 2017
Instrument124882
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 CHADWICK CT AUBURNDALE FL 338235114, AUBURNDALE, FL 33823-5114

Mortgage

Document Number101911361
DateJun 30, 2017
Book Page010191/001361
Instrument124884
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,500 (+2.7%)$316,946 (+3.9%) Land $66,000 Building $250,946
2025$2,407.00 (-24.64%) Homeowner's exemption$226,388 (+5.99%)$305,059 (-0.75%) Land $66,000 Building $239,059
2023$3,194.00 (+6.29%) Homeowner's exemption$213,600 (+3%)$307,350 (+13.26%) Land $64,000 Building $243,350
2022$3,005.00 Homeowner's exemption$207,379$271,371 Land $53,000 Building $218,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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