232 Center St, Struthers, OH 44471 Property Records

Mahoning County property record for 232 Center St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1900
Lot Size	0.113 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (May 1997)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38-010-0-318.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-010-0-318.00-0`
Alternative APN	`00031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	688 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	107 ft deep x 46 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	00031
Street Address	232 CENTER ST
City	STRUTHERS
State	OH
Zip	44471-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1254 46 X 105 CENTER
Legal Subdivision	CENTER
Legal Lot Number	1254
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2019
Census Tract	810800

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK
Mar 4, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 30, 2014	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 8, 2005	Deed of Trust, Mortgage AMERICAS WHOLESALE LENDER
Apr 2, 2020	Transfer on Death Deed, Transfer
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 1997 · Amount on Record
Deed Sale	May 27, 1997 · Amount on Record
Prior Sale	Jun 21, 1960
Deed Document Number	19971981
Last Transfer Date	May 5, 2023
Transfer Doc	0000009069
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CENTER ST, STRUTHERS, OH 44471-2114

Mortgage

Document Number	06590/2024
Date	Sep 19, 2023
Book Page	6590/2024
Instrument	202300017827

Lender

Name	PREMIER BANK
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06338/2488
Date	Aug 23, 2019
Book Page	6338/2488
Instrument	201900017477

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06666/2138
Date	Mar 4, 2025
Book Page	6666/2138
Instrument	202500003899

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	RELIANCE TITLE AGENCY INC, RELIABLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006080/499
Date	Apr 30, 2014
Book Page	6080/499
Instrument	201400009450

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2029

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	RELIANCE TITLE AGENCY INC, RELIABLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005513/971
Date	Mar 8, 2005
Book Page	5513/971
Instrument	200500007519

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	PO BOX 660694, DALLAS, TX 75266

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2035

April 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Apr 2, 2020
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Document Number	006373/833
Book / Page	6373 / 833
Instrument Date	Apr 2, 2020
Instrument	202000007125
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CENTER ST, STRUTHERS, OH 44471-2114

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	232 CENTER ST, STRUTHERS, OH 44471-2114
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6338/2488
Date	Aug 23, 2019
Book Page	6338/2488
Instrument	201900017477

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00	$26,480 (-) Land $1,130 Building $25,350	$75,680 (-) Land $3,240 Building $72,440
2024	$1,103.00 (+1.75%)	$26,480 (-) Land $1,130 Building $25,350
2023	$1,084.00 (+1.12%)	$26,480 (+33.54%) Land $1,130 Building $25,350	$75,680 (+33.52%) Land $3,240 Building $72,440
2022	$1,072.00	$19,830 Land $1,130 Building $18,700	$56,680 Land $3,240 Building $53,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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