232 Centennial Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 232 Centennial Ave, Cranford, NJ 07016

Property Summary

Property TypeRestaurant
Details2,114 sqft · built 1920
Lot Size0.043 acres (1,873 sqft)
OwnerCompany Name on Record
Last Sale$500,000 (Sep 2020)
Tax Bill$12,445 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00517-0000-00014

Property Details

APN / Parcel Number

Primary APN03-00517-0000-00014
Alternative APNs
  • 030051700014
  • 6154008

Interior

Units4 Units
Stories2 Stories
Building Area2,114 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialConcrete Block
Construction TypeFrame
Lot Area1,873 sqft (0.043 acres)

Location & Zoning

Account Number6154008
Street Address232 CENTENNIAL AVE
CityCRANFORD
StateNJ
Zip07016-3137
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal SubdivisionLEHIGH PARK
Legal Block517
Legal Lot Number14
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group4
Census Block4000
Census Tract37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address45 CARROLL PL, TOTOWA, NJ 07512-2129
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Grant Deed, Transfer · Conventional Mortgage
HOWARD PI
Jun 19, 2017Grant Deed, Transfer · Conventional Mortgage
HAVEN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleJun 19, 2017 · Amount on Record
Deed Document Number2020327541
Deed Book / Page6380 / 196
Prior Transfer DateJun 16, 2008
Prior Transfer Doc0057170505
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateSep 1, 2020
Property Address232 CENTENNIAL AVE, CRANFORD, NJ 07016-3137
Document Number0063800196
Book / Page006380 / 000196
Instrument DateAug 7, 2020
Instrument327541
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address181 LONG HILL RD LITTLE FALLS NJ 074242050, LITTLE FALLS, NJ 07424-2050

Mortgage

Document Number147570073
DateSep 1, 2020
Book Page014757/000073
Instrument697856
Lender
NameHOWARD PI
Address78 FOX HEDGE RD, SADDLE RIVER, NJ 07458-2706
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJun 19, 2017
Property Address232 CENTENNIAL AVE, CRANFORD, NJ 07016-3137
Document Number0061950287
Book / Page006195 / 000287
Instrument DateMay 8, 2017
Instrument287686
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address41 SUNSET TER CEDAR GROVE NJ 070091628, CEDAR GROVE, NJ 07009-1628

Mortgage

Document Number142880014
DateJun 19, 2017
Book Page014288/000014
Instrument641884
Lender
NameHAVEN SVGS BK
TypeFederal Savings Bank
AddressHOBOKEN, NJ 07030
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,700 (-) Land $27,500 Building $144,200$171,700 (-) Land $27,500 Building $144,200
2025$12,445.00 (+6.92%)$171,700 (-) Land $27,500 Building $144,200$171,700 (-) Land $27,500 Building $144,200
2024$11,640.00 (+2.54%)
2023$171,700 Land $27,500 Building $144,200$171,700 Land $27,500 Building $144,200
2022$11,352.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims8 (2007–2021)
Claims Outside the SFHA7 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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