232 Cedar Rd, Poquoson, VA 23662 Property Records

Poquoson City property record for 232 Cedar Rd, Poquoson, VA 23662

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,700 sqft · built 1974
Lot Size	0.424 acres (18,484 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Aug 2025)
Tax Bill	$7,132 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Refinance + 2 more
APN	`29-07-00-0004`

Property Details

APN / Parcel Number

Primary APN	`29-07-00-0004`
Alternative APN	`3971`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,700 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	18,484 sqft (0.424 acres)
View / Lot	Waterfront
Garage Type	Attached
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	3971
Street Address	232 CEDAR RD
City	POQUOSON
State	VA
Zip	23662-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CEDAR LANDING EST LOT 4 SECT 1
Legal Subdivision	CEDAR LANDING ESTATES
Legal Lot Number	4
Jurisdiction	POQUOSON CITY VA
Township / Civil Division	POQUOSON
Census Block Group	5
Census Block	5004
Census Tract	340200

Owner

232 Cedar Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Poquoson City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 CEDAR RD, POQUOSON, VA 23662-2112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION
Dec 5, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Jun 1, 2018	Warranty Deed, Transfer · ARM NEWPORT NEWS SHIPBUILDING EMPLOYEES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	202511356
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	232 CEDAR RD, POQUOSON, VA 23662-2112
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220012132
Date	Jul 11, 2022
Instrument	220012132

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	203 Months
Due	Jun 28, 2039

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	232 CEDAR RD, POQUOSON, VA 23662-2112
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210009195
Date	May 7, 2021
Instrument	210009195

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	143 Months
Due	Apr 7, 2033

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	232 CEDAR RD, POQUOSON, VA 23662-2112
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180022058
Date	Dec 5, 2018
Instrument	180022058

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 26, 2033

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POQUOSON CITY VA
Recording Date	Jun 1, 2018
Property Address	232 CEDAR RD, POQUOSON, VA 23662-2112
Document Number	180010219
Instrument Date	May 24, 2018
Instrument	180010219
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	OMNI TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CEDAR RD, POQUOSON, VA 23662-2112

Mortgage

Document Number	180010220
Date	Jun 1, 2018
Instrument	180010220

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 232 Cedar Rd was $7,132.

Source: Poquoson City assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Poquoson City
Unified School District	Poquoson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,132.00	$625,700 Land $213,300 Building $412,400	$625,700 Land $213,300 Building $412,400
2023	$6,342.00	$571,400 Land $154,200 Building $417,200	$571,400 Land $154,200 Building $417,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 232 Cedar Rd; there have been 262 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	262 (1982–2011)
Claims Outside the SFHA	4 of 262
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 53 claims Hurricane Isabel, Sep 2003 · 187 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 Cedar Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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