Bergen County and Closter Borough property record for 232 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,770 sqft · built 1939 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jul 2019) |
| Tax Bill | $13,942 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00802-0000-00003 |
| Primary APN | 07-00802-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,770 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Account Number | 037160 |
|---|---|
| Street Address | 232 CEDAR LN |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.14 AC |
| Legal Block | 802 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 CEDAR LN, CLOSTER, NJ 07624-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY ASSET CORP |
| Jul 31, 2019 | Deed, Transfer · Stand-Alone First Mortgage WOORI AMERICA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Dec 30, 2005 · Amount on Record |
| Deed Document Number | 201949487 |
| Deed Book / Page | 3309 / 726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 232 CEDAR LN, CLOSTER, NJ 07624-1143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0041811354 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 4181/1354 |
| Instrument | 2021087500 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | DERWOOD, MD 20855 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 31, 2019 |
| Property Address | 232 CEDAR LN, CLOSTER, NJ 07624-1143 |
| Document Number | 0033090726 |
| Book / Page | 3309 / 726 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 19-049487 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 CEDAR LN, CLOSTER, NJ 07624-1143 |
| Document Number | 1904948701 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 19-049487.01 |
| Name | WOORI AMERICA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Type Change Date | Jul 1, 2026 |
| Max Rate At Change | 2.1% |
| Index | 1-Month LIBOR |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $736,100 (+9.39%) Land $455,000 Building $281,100 | $736,100 (+9.39%) Land $455,000 Building $281,100 | |
| 2025 | $13,942.00 (+6.58%) | $672,900 (+15.2%) Land $431,300 Building $241,600 | $672,900 (+15.2%) Land $431,300 Building $241,600 |
| 2024 | $13,081.00 (+9.37%) | ||
| 2023 | $584,100 Land $342,500 Building $241,600 | $584,100 Land $342,500 Building $241,600 | |
| 2022 | $11,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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