232 Catawba St, Erwin, TN 37650 Property Records

Unicoi County property record for 232 Catawba St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,950 sqft · built 1900
Lot Size	0.273 acres (11,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (May 2021)
Tax Bill	$1,183 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-N-007.00`

Property Details

APN / Parcel Number

Primary APN	`023N-N-007.00`
Alternative APNs	`086023N N 00700` `000005776`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,950 sqft Living Area
1st Floor Area	1,018 sqft
Upper Floors Area	932 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,872 sqft (0.273 acres)
Lot Dimensions	130 ft deep x 87 ft wide
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	287 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 CATAWBA ST
City	ERWIN
State	TN
Zip	37650-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E L CO BLK C LOT 5-7& 87X130
Legal Subdivision	E L CO
Legal Block	C
Legal Lot Number	5-7
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2025
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 CATAWBA ST, ERWIN, TN 37650-1106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 12, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2021941
Deed Book / Page	2021 / 445.222
Transfer Doc	0299000726
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 3, 2021
Property Address	232 CATAWBA ST, ERWIN, TN 37650-1106
Document Number	0000445222
Book / Page	445 / 222
Map Reference	MB 12 PG 285
Instrument Date	Apr 26, 2021
Instrument	21000941
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CATAWBA ST, ERWIN, TN 37650-1106

Mortgage

Document Number	0021000942
Date	May 3, 2021
Instrument	21000942

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 12, 2019
Property Address	232 CATAWBA ST, ERWIN, TN 37650-1106
Document Number	423482
Book / Page	000423 / 000482
Instrument Date	Jun 11, 2019
Instrument	1115
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CATAWBA ST ERWIN TN 376501106, ERWIN, TN 37650-1106

Mortgage

Document Number	423485
Date	Jun 12, 2019
Book Page	000423/000485
Instrument	1116

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,300 (-) Land $5,225 Building $40,075	$181,200 (-) Land $20,900 Building $160,300
2024	$1,183.00 (+11.08%)
2023		$45,300 (-) Land $5,225 Building $40,075
2022	$1,065.00	$45,300 Land $5,225 Building $40,075	$181,200 Land $20,900 Building $160,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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