Isle Of Wight County property record for 232 Cary St, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,420 sqft · built 1938 |
| Lot Size | 0.27 acres (11,960 sqft) |
| Owner | Company Name on File |
| Last Sale | $73,400 (Mar 2000) |
| Tax Bill | $1,592 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21A-01-185 |
| Primary APN | 21A-01-185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Family Room | Family Room |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,960 sqft (0.27 acres) |
| Garage Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 232 CARY ST |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | NEAR SMITHFIELD LOT |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 280105 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Smithfield Historic District listed 1973 · 55 contributing resources · NRIS 73002022 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
232 Cary St is owned by a company that bought it in March 2000.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 232 CARY ST, SMITHFIELD, VA 23430-1104 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2000 · Amount on File |
| Deed Sale | Mar 28, 2000 · Amount on File |
| Deed Document Number | 20001304 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 232 Cary St was $1,592, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,592.00 (+4.53%) | $196,600 (-) Land $75,000 Building $121,600 | $196,600 (-) Land $75,000 Building $121,600 |
| 2025 | $1,523.00 | $196,600 Land $75,000 Building $121,600 | $196,600 Land $75,000 Building $121,600 |
| 2023 | $196,600 Land $75,000 Building $121,600 | $196,600 Land $75,000 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Cary St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 52 (1982–2020) |
| Claims Outside the SFHA | 10 of 52 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Cary St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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