Phelps County property record for 232 Cartall St, Saint James, MO 65559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 963 sqft · built 1962 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $715 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02324.00 |
| Primary APN | 02324.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| 1st Floor Area | 963 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 147 ft deep x 92 ft wide |
| Garage Type | Attached |
| Shed | 1 Shed |
| Shed Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 02324.00 |
|---|---|
| Street Address | 232 CARTALL ST |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRACTIONAL PART NW1/4 SEC 29 TWP 38 N RNG 6 W |
| Legal Range | 06W |
| Legal Township | 38N |
| Legal Section | 29 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 7 |
| Census Block | 7032 |
| Census Tract | 890200 |
232 Cartall St, a single family home, is owned by an individual.
Source: Phelps County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 CARTALL ST, SAINT JAMES, MO 65559-1808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 232 Cartall St was $715.
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | St. James City |
| Unified School District | St. James R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,650 (-) Land $1,710 Building $12,940 | ||
| 2025 | $715.00 | $14,650 Land $1,710 Building $12,940 | $77,110 Land $9,000 Building $68,110 |
| 2024 | $715.00 (+1.13%) | ||
| 2023 | $707.00 (-0.42%) | $14,430 Land $2,660 Building $11,770 | $75,920 Land $14,000 Building $61,920 |
| 2022 | $710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Cartall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 232 Cartall St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES PWS serves 3,935 people · EPA ID MO3010712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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