232 Cardinal Ln, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 232 Cardinal Ln, Delray Beach, FL 33445 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 980 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Jan 2021)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-04-002-2320`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-04-002-2320`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	275 sqft
Carport	Carport
Carport Area	275 sqft
Porch	Enclosed/Finished Porch
Storage Building	35 sqft

Location & Zoning

Street Address	232 CARDINAL LN
City	DELRAY BEACH
State	FL
Zip	33445-1885
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COUNTRY MANORS COND PART 2 UNIT 232
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	COUNTRY MANORS 1 THRU 8 CONDO
Legal Unit	232
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2004
Census Tract	6604

Owner

Source: Palm Beach County records · APN 12-42-46-12-04-002-2320

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 16, 2019	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE & ESCROW CO INC
Jun 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	202130877
Deed Book / Page	32118 / 1294
Last Transfer Date	Nov 28, 2023
Transfer Doc	0347190948
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Dec 12, 2023
Property Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885
Document Number	0347190948
Book / Page	34719 / 948
Map Reference	MB 2229 PG 1763
Instrument Date	Nov 28, 2023
Instrument	20230421039
Transaction Type	Transfer
Record Updated	Jan 01, 2024
Title Company	FLORIDA SUN TITLE LLP, FLORIDA SUN T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885

Mortgage

Document Number	0034719950
Date	Dec 12, 2023
Instrument	34719/950

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885

Mortgage

Document Number	0331261975
Date	Dec 10, 2021
Book Page	33126/1975
Instrument	20210563424

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 22, 2021
Property Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885
Document Number	0321181294
Book / Page	32118 / 1294
Map Reference	MB 2229 PG 1763
Instrument Date	Jan 15, 2021
Instrument	20210030877
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLORIDA SUN T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 INTEGRA DUNES CIR APT 201, 175, DELAND, FL 32724-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885

Mortgage

Document Number	0321181297
Date	Jan 22, 2021
Instrument	32118/1297

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 16, 2019
Property Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885
Document Number	0307530748
Book / Page	030753 / 000748
Instrument Date	Jul 16, 2019
Instrument	259782
Transaction Type	Transfer
Record Updated	Aug 01, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CARDINAL LN DELRAY BEACH FL 334451885, DELRAY BEACH, FL 33445-1885

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 30, 2017
Property Address	232 CARDINAL LN, DELRAY BEACH, FL 33445-1885
Document Number	0291941147
Book / Page	029194 / 001147
Instrument Date	Jun 26, 2017
Instrument	238390
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CARDINAL LN DELRAY BEACH FL 334451885, DELRAY BEACH, FL 33445-1885

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+7.98%)	$140,153 (+5.99%)	$171,287 (-5.46%) Building $171,287
2024	$1,968.00 (+0.25%)
2023	$1,963.00 (+4.97%) Homeowner's exemption	$132,236 (+3%)	$181,184 (+41.13%) Building $181,184
2022	$1,870.00 Homeowner's exemption	$128,384 Building $128,384	$128,384 Building $128,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990066042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	11 (1979–2014)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jan 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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