232 Cape Harbour Loop, Unit 106, Bradenton, FL 34212 Property Records

Manatee County property record for 232 Cape Harbour Loop, Unit 106, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,429 sqft · built 2006
Lot Size	2.16 acres (94,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Jun 2026)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11024-1190-9`

Property Details

APN / Parcel Number

Primary APN	`11024-1190-9`
Alternative APN	`3418261102411909`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,429 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,174 sqft
View / Lot	Lake
Porch	Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	232 CAPE HARBOUR LOOP, 106
City	BRADENTON
State	FL
Zip	34212-2119
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 1606 BLDG 16 THE TOWNHOMES AT LIGHTHOUSE COVE IV A CONDO INSERT LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & 239/369. PI#11024.1190/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE IV
Legal Tract	01102403
Legal Block	16
Legal Lot Number	1606
Legal Unit	1606
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 KELL AVE, STATEN ISLAND, NY 10314-4116
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	202671350
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 22, 2026
Property Address	232 CAPE HARBOUR LOOP, 106, BRADENTON, FL 34212-2119
Document Number	0000071350
Instrument Date	Jun 16, 2026
Instrument	202671350
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	PREFERRED SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,196.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 KELL AVE, STATEN ISLAND, NY 10314-4116

Mortgage

Document Number	0000071351,
Date	Jun 22, 2026
Instrument	202671351

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 4, 2023
Property Address	232 CAPE HARBOUR LOOP UNIT 106, 106, BRADENTON, FL 34212-2119
Document Number	0041000929
Map Reference	MB 2113 PG 6703
Instrument Date	Dec 20, 2022
Instrument	202341000929
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7618 GREEN VISTA GATE, NIAGARA FALLS XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CAPE HARBOUR LOOP UNIT 106, 106, BRADENTON, FL 34212-2119

Mortgage

Document Number	0041000930
Date	Jan 4, 2023
Instrument	202341000930

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,644 (-7.6%) Building $180,644	$180,644 (-7.6%) Building $180,644
2025	$3,374.00 (-10.5%)	$195,500 (-16.36%) Building $195,500	$195,500 (-16.36%) Building $195,500
2024	$3,770.00 (-4.94%)
2023	$3,966.00 (+42.3%)	$233,750 (+23.68%) Building $233,750	$233,750 (+23.68%) Building $233,750
2022	$2,787.00	$189,000 Building $189,000	$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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